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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, My question related to new customer who plan to visit the USA after 4 month and looking for a comprehensive insurance package. She is pregnant women " 33 years old "and might deliver in CA during her stay. Which package would you recommend that cover the birth operation is case she delivered in CA. Thanks.

A:
Unfortunately, there is no insurance for an international visitor which covers maternity if she is already pregnant.
{{currentOrigin}}/answers/visitors-health-insurance/comprehensive-health-insurance-visitor-to-the-us-maternity-coverage-13467/

Q:I am an International student. I accidentally Sprained my knee last week. Then i realized that the insurance my university was providing was expired a week ago. Please can you tell me which insurance can i go with for scans and surgery if possible.

A:
Thank you for contacting Insubuy for your insurance needs. There is no short term plan on the market that will cover your current situation. The plans will cover any new illness or injury that occurs after the effective date of the policy. If you are able to reinstate the plan through your university then that plan may cover this current condition if it is a domestic plan. Does your university have any requirements that need to be met?
{{currentOrigin}}/answers/f1-visa-insurance/international-insurance-benefits-for-pre-existing-conditions-71126/

Q:Myself and my wife are coming on a J1/J2 visa to the US and my school is requiring that we purchase an ACA complaint plan. Is this something you can offer us?

A:
We would not be able to provide you an ACA Complaint plan. Please verify with your university how they would like you to go about purchasing a plan.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/aca-complaint-insurance-for-j-visa-holder-27153/

Q:I need ACA OPT insurance.

A:
We do not offer such plan.
{{currentOrigin}}/answers/other-insurance/aca-complaint-opt-insurnace-plans-73823/

Q:I need a a quote (all inclusive + both of them combined) This inquiry is for my parents who will be reaching USA from India in 2017 Male - 1 - 65 Yrs Female - 1- 58 Yrs Date 1 : 20 April to 19th May Date 2 : 26 April to 13 Sep Till what amount will they be insured (together) ?

A:
We are a broker so we offer all of the major plans on the market. We will send you the quotes for the plans we offer. There are two types of plans, fixed coverage plans and comprehensive plans. The fixed plans are basic and will only pay a fixed amount. The comprehensive plans will pay a percentage. When looking at the quotes you will see the cost per person and a total. The per person amount will be the same if you purchase together or separate. They amount of coverage they will receive will depend on what you choose. The quotes are based on a $50,000 policy max.
{{currentOrigin}}/answers/visitor-insurance/health-insurance-amount-of-coverage-together-or-separate-67391/

Q:I need a plan to meet the basic requirements for my visa. What can you offer? I have on J1.

A:
Thank you for contacting Insubuy for your insurance needs. All of the plans offered in the J1/J2 section of our website will meet the requirements as listed. You can have any of the Atlas plans as long as you purchase before your arrival in New York. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/basic-insurance-requirements-for-j-visa-type-21398/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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