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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:This fall, I will be starting my law studies, as an LLM student at Cardozo University. Cardozo requires that students participate in the Student Health insurance plan unless they are covered through personal insurance. Thus, I am looking for an insurance which could cover me this year. But Cardozo has fixed a list of criteria which should be met by this insurance (which you will find attached). Does your offer meet these criteria ? If yes how much does a year cover cost (from August the 13th to July the 30th) ?

A:
We would be glad to assist, however we do not offer any plans that will meet the requirements. The only plan that will meet these requirements would be the domestic insurance plan offered through your university. If you have any questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-health-insurance-requirements-96865/

Q:I am on F1- Student Visa working under the OPT program and wanted to see what options I have for health insurance. Also I am Type 1 Diabetic.

A:
You can purchase any of the insurance from our OPT insurance section. One of the popular plan is ExchangeGuard. You can compare that plan with our other OPT plans and feel free to contact us if you have any further questions. None of the short term insurance will cover your routine maintenance for diabetes.
{{currentOrigin}}/answers/visitors-insurance/opt-insurance-with-preexisting-condition-coverage-96680/

Q:The ExchangeGuard plan that you provided below seems to be for J visa holder and not for F1 visa holder on OPT

A:
Please look at the eligibility under the certificate wording at page 6 Article 6 under eligibility Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/international-student-health-insurance/f1-opt-eligibility-97719/

Q:I have copied below information from University website . Pls send insurance quote accordingly. I need coverage for Fall 18 term for my daughter 18 years old for her undergraduate programmer at Northeastern university, Boston .

A:
Unfortunately, none of the plans we offer are Affordable Care Act compliant so you would need to purchase the plan the university is offering to be able to meet their requirements. Please let us know if you need additional assistance.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-university-of-massachusetts-89175/

Q:Does the patriot exchange program include MedEvac and repatriation?

A:
The Patriot Exchange plan does provide benefits for both Medical Evacuation, as well as Repatriation. If you have any questions, or need any additional assistance, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/medical-evacuation-repatriation-insurance-plan-73724/

Q:I am a PhD student at Memphis and I am using my university email to contact you. Here is the health insurance requirements of my university. Please check the link below and let me know whether it is matched with you or not. http://www.memphis.edu/iss/insurance/index.php I have heard about you from my friends who are pursuing PhD here and already bought your health insurance for summer. I want to buy for Fall 2018. Please let me whether you meet the insurance requirements of my university or not. My Visa status is F1. I want for Fall 2018( from August 5 to December 12). My age is 34 ( November 12 1983) and my Country of Citizenship is Bangladesh.

A:
We have emailed you the plans that will meet the requirements. The ExchangeGuard plans and the Patriot Exchange offer a $500,000 policy max so you just have to choose that amount to meet the requirements. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/f1-memphis-insurance-requirements-54238/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You are not eligible to enroll in Medicare for the first 5 years.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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