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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am 74 years and my wife 73 years old,have come to USA on green card in Dec 2018. We plan to stay here for 6 months.We need short term health insurance plan,which should cover our pre existing conditions. Please suggest us plans suitable for us
Q:I have been a customer of yours for sometime. purchasing comprehensive medical insurance for my visits to USA. this year i qualify for medicare. so do not need usa coverage. but still need travel medcal for other countries i may visit. i am a resident of thailand and a thai citizen and 67 years old. im thinking the premium might be less as the risk of an illness in the usa has been removed. do you have a suggestion?
Q:My daughter who is 100 percent disabled with complex medical condition and I are taking a cruise in May 2020. She is in perfect health right now when I booked it and remains. I just booked the cruise and put a deposit on the cruise last week. The other two cruises we have booked we did it within a year of travel dates so I was able to figure out entire trip cost at that time and book travel insurance with pre existing and waiver within 30 days of paying the deposit. I am not sure how much the total cost is for the cruise in 2020 so I was wondering how much time do I have to purchase travel insurance with pre existing condition, waiver, cancel for any reason coverage? I am still trying to understand this and how it works.
Q:I am looking for Visitor insurance for my parents visiting US. I need assistance in selecting the right insurance and details regarding the same.
Q:My daughter who is 100 percent disabled with complex medical condition and I are taking a cruise in May 2020. She is in perfect health right now when I booked it and remains. I just booked the cruise and put a deposit on the cruise last week. The other two cruises we have booked we did it within a year of travel dates so I was able to figure out entire trip cost at that time and book travel insurance with pre existing and waiver within 30 days of paying the deposit. I am not sure how much the total cost is for the cruise in 2020 so I was wondering how much time do I have to purchase travel insurance with pre existing condition waiver and cancel for any reason coverage? I am still trying to understand this and how it works.
Q:I am looking for medical insurance for my wife. She is a Brazilian citizen living in Connecticut with a J-2 visa. I am a J-1 student with health insurance provided by my sponsoring university. A requirement for her visa is to have medical insurance with the following minimum coverage: 1. $100,000 per accident or illness 2. A deductible of no more than $500 per illness and a co-pay not to exceed 25% 3. Medical evacuation in the amount of $50,000. Evacuation refers to transporting an injured person for medical treatment. 4. Repatriation coverage for up to $25,000. Repatriation refers to transporting a body to the country of citizenship after death. I would like to know if she could buy insurance from InsuBuy as a Brazilian Citizen who spends about 10 months per year in the US with a J-2 visa. Ideally, we would like to renew the insurance for the next 5 years. Do you recommend any particular plan for our needs? Lastly, part of the legal requirement for the corporation underwriting is to have the minimum rating requirement: "A.M. Best rating of "A" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-i" or above, a Standard and Poor's Claims-paying Ability rating of "A" or above, a Weiss Research, Inc. rating of "B+" or above". Can you confirm that the corporation which underwrites the insurance fulfills such requirements or point to a source where I could check this information?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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