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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:May I ask if we can purchase the policy for our son who is 27 year old or he has to buy it himself.

A:
You are able to purchase on your sons behalf this would not be a problem
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Q:I need a travel insurance for 15 days for 3 adults of age 50 years, 45 years & 25 years respectively.

A:
Thank you for contacting Insubuy for your insurance needs. Please advise of the date of coverage that would be needed and we would be more than happy to send a quote for coverage. Also, please provide the country from which your trip will be departing from for eligibility. Is this policy being purchased for purpose of a Schengen visa? If so please use the link listed below that will provide the detail of the avail be plans. - Schengen Visa Insurance
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Q:I will be visiting Hawaii in August for 14 days and would like some advise on policies available to cover me as I had a mild heart attack in 2010 when they inserted 2 stents and have had no problems since. I was also diagnosed with crohns disease in 2009 but have had no hospital admittance or bowel obstruction issues and both these conditions are well controlled with current medications. I travel on a British passport but reside in New Zealand and am 61 years old at present ( birthday due in 15 days) and have never smoked. If you can also advise what you would consider a policy cover amount required should I need hospital treatment as I am unaware of the average costs of medical treatment in the USA but have heard it can be expensive.

A:
We have many plans for visitors to the US where you can enter the required information and see all the available plans. I would recommend a plan called Atlas America. Since there are no plans on the market that will cover a pre-existing condition, the Atlas America plan will cover an Acute Onset of a pre-existing condition. More information can be found here regarding the Acute Onset benefit. Please feel free to contact our office if you would like additional information or have any additional questions.
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Q:I am Thai citizen. I would like to ask about oversea travel insurance for Italy visa. My fight is June 28 to July 3, 2016. I will depart from Japan to Italy and return Japan. How about travel insurance policy and fee? Also, it is ok for Italy visa procedures?

A:
Thank you for your interest in purchasing insurance through us. We have several plans that will meet the Schengen visa requirements. Please enter your information here to find the cost of the different plans. If you need additional assistance please feel free to contact our office.
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Q:I am very short of time and if you could respond as soon as possible, I would really appreciate it. I will be doing research at MIT with my wife and one-year old child. I will have J-1 status and my dependents will have J-2 status. Attached is the health insurance requirement of MIT. If you could make an insurance offer meeting the requirements (for my wife and child only), I will make the purchase.

A:
We have many insurance products that meets standard J1/J2 visa requirements for MIT. You can purchase Patriot Exchange plan. You can find more plans at the J1/J2 Visa Health Insurance section on our website. Please feel free to contact us if you have any further questions.
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Q:I'm a PhD student from Taiwan. I'll be the visiting student researcher (with J1 visa) at Stanford University this November (staying for about 1 year). I'm looking for a suitable insurance plan that can meet the basic requirements from the school. I've checked on the website after entering my information. However, it seems to be so complicated that I still don't know which one should I choose. So, if you don't mind, would you please give me some suggestion and assistance?

A:
There is a plan called Student Secure Elite that will meet your Universities requirements for coverage. Please use the link for more information about the plan and to generate a quote for coverage. Please be aware that there are several levels of coverage for this plan such as budget, smart and select. Only the Elite level plan will meet your requirements. If you have any questions or need any assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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