There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi for travel or medical insurance can you confirm that the policies are still valid even if my country of residence advises against travel during covid-19. I am from NZ looking to travel to the USA for 2 weeks in December.

A:
Yes. The plans that include Covid-19 benefits for travel outside of your home country, will do so regardless of travel advisories. You can find plans that will include coverage for Covid-19 for medically necessary treatment and testing through this quote link: /covid19-travel-medical-insurance/ If you have additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/travel-medical-insurance-policies-valid-country-of-residence-advises-against-travel-during-covid19-69064/

Q: I'm a Chinese citizen with a US greencard. I'm hoping to buy an insurance that will cover my next 2 months in the US before I start my job. I want to check if I'm eligible for Patriot American insurance. If not, can you let me know what insurance I should get?

A:
You can take a look at the options International Major Medical and the Short term domestic plan option National General. If you have questions about either plan please contact our office.
{{currentOrigin}}/answers/new-immigrant-health-insurance/chinese-citizen-greencard-holder-77363/

Q:I'm a Chinese citizen with a US greencard. I'm hoping to buy an insurance that will cover my next 2 months in the US before I start my job. I want to check if I'm eligible for Patriot American insurance. If not, can you let me know what insurance I should get?

A:
You would not be eligible for the Patriot America plan however you can take a look at the options International Major Medical and the Short term domestic plan option National General. If you have questions about either plan please contact our office at +1 (866) INSUBUY.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/chinese-citizen-with-us-green-card-hoping-to-buy-insurance-99318/

Q:K1 visa holder seeking a medical insurance while living in USA

A:
You can find insurance for the K1 visa here. It would be recommended to purchase the Patriot America Plus plan as your fiance could continue the insurance up until they become eligible for a domestic insurance plan. Once eligible for domestic insurance the plan would no longer be available to them and you would need to purchase a domestic plan. Keep in mind that these plans are designed to cover the new injuries and illnesses that manifest in the body after the effective date. They will exclude coverage for pre-existing conditions preventative and routine care. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/k1-visa-holder-seeking-a-medical-insurance-while-living-in-usa-39124/

Q:Is there trip or travel cancellation insurance that reimburses for travel to Maui (Hawaii requires a negative covid test 72 hours prior to arrival) when a person cannot get a test because there are test kit shortages?

A:
You would need to purchase Cancel For Any Reason (CFAR) travel insurance
{{currentOrigin}}/answers/vacation-insurance/trip-travel-cancellation-insurance-reimburse-for-travel-to-maui-hawaii-negative-covid-test-72-hours-22173/

Q:I am traveling to Costa Rica. They require lodging expenses to be covered if a quarantine is necessary of up to 2000. Do any of your policies cover that expense?

A:
The Safe Travels Voyager plan will meet the requirements necessary to travel to Costa Rica. Should you have additiional questions or need further assistance please let us know and we will gladly assist. you may also call our office at (866) 467-8289.
{{currentOrigin}}/answers/holiday-insurance/safe-travels-voyager-insurance-for-costa-rica-travel-requirements-35764/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More