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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:under trip cancellation insurance, will it cover the cost of cancellation if it is cancelled due to COVID ?

A:
Trip cancellation Vs Cancel for Any Reason Travel Insurance Regular Trip cancellation insurance provides coverage due to medical reasons. Most of the trip cancellation insurance available only to US Residents. You can also call our office at +1(866)INSUBUY and any of our licensed agent can help you.
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Q:My wife and I have Medicare are traveling to London for 9 Days and each of us is required to receive 2 covid tests while there. One on day 2 and another on day 8. What is the cost of coverage for these procedures. Medicare will not cover these costs unless they were incurred in the U.S.Thank youFrank

A:
None of the insurance provides coverage COVID test for travel purpose. You can purchase insurance with COVID coverage and it provides coverage for COVID as any other sickness as long as you are infected after the effective date of the policy. You can purchase COVID-19 travel medical insurance
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Q:I wish to buy health insurance for my upcoming 5 month visit to Costa Rica.

A:
You may view, quote and purchase a plan from the Costa Rica Travel Insurance section of our website. Should you need assistance you may also call our office at +1 (866) 467-8289.
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Q:My travel insurance just ran out & they just informed me that i cannot extend it. I am staying in Mexico 3 weeks longer than planned. Can I find a plan to cover me for a month in Mexico until I get back to the US

A:
Thank you for contacting Insubuy for your insurance needs. If you are traveling outside your home country and need coverage until you return from where you are visiting it would be recommended to view the plans in the COVID-19 Travel Medical Insurance section of the website. There you can select the travel area as "International, Excluding USA" to view the applicable plans. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Can a worker on an H2-B visa get health coverage under their employer's group plan?

A:
Thank you for contacting Insubuy. You would need to verify with your employer if you are eligible for a plan through them. If you are unable to obtain a domestic insurance plan through your employer we would recommend calling our office and speaking with one of our representatives to determine if you would be eligible for a short term plan. You can reach us at +1 (866) 467-8289.
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Q:Is your travel medical insurance J1 visa requirement compatible?My company brings individuals into the US on J1 visas in which they engage in short term work contracts. We do not pay for their medical coverage,

A:
Thank you for contacting Insubuy for your insurance needs. All the plans in the J1/J2 Visa Exchange Visitor Insurance section of our website will meet the requirements necessary for the visa type. If you are needing additional benefits other than what is standard for the visa, it would be recommended to call our office to have an agent recommend a plan to suit your needs. You can reach us at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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