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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Kailash Manasarovar Yatra Travel Insurance Can you please share information about Kailash Manasarovar Yatra Travel Insurance described on your website: <a href='/kailash-mansarovar-yatra-travel-insurance/'>/kailash-mansarovar-yatra-travel-insurance/</a> • Before I purchase this policy, could you please confirm whether this covers the Kailash Manasarovar Yatra 2016 organized by Ministry of External Affairs, INDIA (link here). This entire trek is done on foot and road with no air travel involved. • I would also like to know whether emergency evacuation (by Chopper) i included in this policy. If someone can get back to me, I would appreciate it.

A:
The insurance plan would cover Kailash Manasarovar Yatra no matter who organizes it. Emergency medical evacuation is included. Please let us know if you have any other questions.
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Q:Health Insurance questions I would like to quote a travel insurance for my mom to the united states from July - October, age 65. Home country is Brazil. I found the visitor secure option that we would like to do this. but also notice that there is another type of insurance called atlas travel? Would like to understand the differences among the two plans- as the prices varies a lot.

A:
Thank you for your interest in purchasing insurance through us. Visitor Secure is fixed coverage plan means after you pay the deductible (per incident) insurance will pay fixed amount. Please read how plan works, /visitor-secure-insurance/reviews/ Atlas America is a comprehensive plan which is very similar our domestic short term insurance means after the deductible plan pays 80% you pay 20% for first $5000 of medical expense then 100% to policy max. and if you go in the ppo network who billed directly then 20% co-insurance will be waived. Please read how plan works, /atlas-america/visitors-insurance/ We have sent quote in a separate e-mail so you can compare them side by side also. You can also visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Visitors Insurance I have been referred to you by one of my friend who is a regular customer of yours. I am looking for visitors insurance for my parents who will be visiting the US for 6 months. I would like to know the quotes for both of them for 6 months.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. In order to recommend the appropriate plan we will need to know more information. Can you please let us know the state they will visit, dates of coverage, and visa status? You may also obtain a plan recommendation by contacting our office at (866) INSUBUY. If you have any additional questions please let us know. Visitors to the USA: /visitor-insurance/
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Q:Medical Examination Question for Visitor Insurance Thanks for the quotes. Do these insurance require medical examination for the insured people ?

A:
Thank you for contacting Insubuy. There is not a required medical examination for the proposed insured. You can simply go to the quote and make your purchased online. If you need any further clarification please feel free to contact our office.
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Q:J2 dependent visitor I'm an international scholar at TTUHSC, i will stay in Texas for 6 months with my wife and two children. So, I have to make medical insurance for my wife and the children for only two months until I can be able to add them to my medical insurance by TTUHSC then i need a cover of medical evacuation and repatriation for the rest 4 months Is that available? and how will that cost me? attached is the medical plan recommended by the university

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange medical plan for 2 months and it meets your school requirements. Once you enroll them in your school insurance and you need only medical evacuation and repatriation. You can purchase Inbound USA plan with $50K. Patriot Exchange brochure, instant purchase link- Medical for 2m. /patriot-exchange-program-insurance/ Inbound USA brochure, instant purchase link,- For evacuation and repatriation. /safe-travels-elite-insurance/ Please feel free to contact us if you have any further questions. Thanks for helping. May I know if the patriot exchange covers the preventive vaccination for my little child (6 months)? The Patriot Exchange Program does not cover immunizations, or preventative treatment. You would have to pay for the upcoming vaccinations out of pocket. If i purchase the patriot exchange for 6 months, when will it begin as my arrival time not yet defined? and will i have the availability to purchase it shortly before traveling to US? how many days it needs before the insurance been activated? Thank you for contacting Insubuy for your insurance needs. In order to purchase you will have to enter dates of coverage. You can purchase up until the day before you would need the plan to begin for coverage. The plan will be active upon the date of your request.
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Q:Need travel medical insurance As per our call, please see below the guidelines provided by the organization. Could you please suggest best options? Please give priority to "Patriot America". Accident and Sickness health insurance plan requirements: 1. Minimum $250,000 accident and sickness medical benefit 2. Deductible $250 to $500, Insurance company will pay 80% of the first $5,000 of eligible expenses, and then 100% of the remaining eligible expenses. 3. Emergency medical evacuation - $25,000 4. Return of mortal remains - $10,000 5. Emergency dental accidents - $500

A:
The Patriot America plan will meet these requirements. Please use the link listed below to find the brochure with the details of the plan, and to generate a quote for coverage. If you have any questions about the plan or it’s details please feel free to contact our office. Patriot America brochure & instant purchase link: /patriot-america-lite-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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