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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Want to inquire about your pre-existing conditions medical insurance.
Q:Is there an option to pay our premium on a monthly installment? Can we change fixed to comprehensive at the time of renewal?
Q:I need a dental insurance for my parents who is in US till march 28th 2018
Q:I have both US and Korea citizenships and live in Korea now. I am planning to trip to Gaum and want to buy an insurance for that. Which category should I choose, "visitors to USA" or "travel outside USA"?
Q:I want to buy a J1 visa holder insurance for my daughter. The rules of her College say it should be provided by a US based company and you only provide Sirius (Stockholm, Sweden) or Lloyds (London, UK). Do you offer J1 insurances with US companies? Would you please tell me which of your insurances works with this: http://www.newyorkdoctorsurgentcare.com/insurance-walk-in-urgent-care-located-in-manhattan-new-york/ And my last question, these are the requirements from College (additional to standard J1), please confirm if they are also covered by your insurances: "The company must have its headquarters in the United States; an office in the U.S. does not meet this requirement. In order to waive participation in the Babson sponsored policy your insurance must meet all of the following requirements: - The policy must have unlimited coverage per accident or injury. - Emergency room visits that do not result in an admission to the hospital must be covered. - Mental health must be covered as any other illness or injury. This means that both in-patient and out-patient treatment must be covered. - Injuries or illnesses that occur as a result of alcohol, illegal drugs or as the result of an attempt to commit suicide must be covered as any other illness or injury. - Diagnosis and treatment of sexually transmitted diseases must be covered. - There must be coverage for pre-existing conditions. - The maximum yearly deductible can not exceed $250.00 per year. - Must be portable to the State of Massachusetts.
Q:I am a J-1 holder who plan to stay in U.S. from Jan. 10th 2018 to June 30th 2018. University requires me to buy the insurance with 1) Maximum coverage no less than $100,000 per accident or illness. 2) Providing $25,000 repatriation of remains 3) $50,000 for expenses of medical evacuation 4) deductible no more than $500. Can you give me more details about insurance plan meets these requirements?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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