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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, do I need to contact the insurance company before I go to visit a doctor? To I need to pre-certification anything? Or can I just go to the Dr's office with my insurance card?
Q:My wife will be visiting USA from India. She is an Indian citizen.If we buy visitor insurance from US-based company, what would be the claim settlement procedure, if needed? Do we need to submit any papers, as proof of any treatment received from the hospital, for reimbursement, or will the insurance company directly deal with the hospital, get any necessary documents from the hospital, and make direct payment to the hospital?
Q:I am 66 years old Male visiting USA on a J1 visa for 10 months as a Research scholar at University of Notre Dame South Bend Indiana. What would be best and competitive policy I should have. I am Indian and travel will begin from Mid August.
Q:I am a 60-yr-old US citizen living in China. My 16-yr-old daughter and 14-yr-old son are both US citizens. We live in China for the most of time and spend summers and sometimes Christmas break in New York. My son and I have pre-existing conditions. From 2011 till end of June 2023, my family was covered under the Aetna International Health insurance worldwide coverage plan (individual) before it was announced discontinued. We now have health coverage in China. And we are looking for some kind of health coverage during our stay in US. What plan do you think may be suitable for our needs?
Q:In which languages, please, do you offer service to policyholders?
Q:Hello,I and my wife are immigrant visa holders who will be entering the US. We both have preexisting conditions and would likely be eligible for ACA coverage after we enter. But, we are looking for some coverage until we get the ACA coverage started. Could you pls let us know what policy would work well? We do not mind high deductible if it comes with high coverage.Thanks
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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