There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:does wording in contract need to be word for word or can the company just assume a word is the same, as in epidemic and pandemic and deny claim

A:
There certificate wording is the binding agreement of insurance which states how the plan will cover the insured. The insurance companies will accept any legitimate claim for the new illnesses and injuries that manifest in the body after the effective date of the policy. We would recommend you call our office at (866) 467-8289 and any of our licensed representatives will be able to assist you further by narrowing down the specific plan you are inquiring about.
{{currentOrigin}}/answers/holiday-insurance/certificate-wording-for-claims-in-visitor-insurance-74254/

Q:I'm trying to get insurance for travel on 1/25/21-08/1/21, but whenever I advance in the form it sets it to 10/25/20, so I get an error message when I say the travel date.

A:
If you are experiencing errors on a application it would be better suited to call our office and one of our licensed representatives will be able to assist you in completing it. Our phone number is (866) 467-8289.
{{currentOrigin}}/answers/europe-travel-insurance/application-error-on-website-60587/

Q:How good is it to have a PPO insurance in Colombia?? What is the cost of flying a seek insured from Colombia Medellin to Miami if he has the COV19

A:
There is not a concept of a PPO outside of the United States. With the available plans you will be able to visit any provide that you choose to receive treatment. We would not have the cost of a elective medical evacuation in this case. Insurance plans will cover cost that are medically necessary related to the new accidents and illnesses that manifest after the effective date of the policy.
{{currentOrigin}}/answers/international-travel-medical-insurance/how-good-is-it-to-have-a-ppo-insurance-in-colombia-what-is-the-cost-of-flying-a-seek-65636/

Q:I want to enquire if flu shot will be covered for my student insurance. I am planning to take flu shot at Bartell's. Could please clarify my doubt if it will provide the coverage?

A:
Short term medical insurance plans do not cover the cost of immunizations so this cost would be out of pocket expense.
{{currentOrigin}}/answers/international-student-medical-insurance/i-want-to-enquire-if-flu-shot-will-be-covered-for-my-student-insurance-planning-to-take-flu-shot-68931/

Q:How can I contact someone who will help me compare insurances? I need a comparable insurance to my college's insurance.

A:
If you need to contact us for assistance, we can be contacted through the chat feature on the Insubuy website, or by calling our office directly at 1-866-INSUBUY. You can also email your school requirements to info@insubuy.com for us to review.
{{currentOrigin}}/answers/international-student-insurance/contact-someone-help-compare-insurances-comparable-insurance-colleges-65900/

Q:"COVID 19......INCLUDED". IF I CHOOSE THE $50,000-$60,000.... WILL THIS SATISFY THE Costa Rica REQUIREMENT "...must cover at least $50,000 in medical expenses in the event they contract COVID-19 while in Costa Rica; and will cover a minimum of $2,000 in lodging expenses for any issues related to the pandemic"

A:
We do have plans that can meet the medical benefits for Covid-19 and those plans can be found here: /covid19-travel-medical-insurance/ However, there are no plans that will cover the lodging benefit they are requiring. The only place we are aware of that you can obtain the lodging coverage is Costa Rica directly. So that would have to purchased separately from them. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/covid-19-included-costa-rica-requirement-46158/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More