Missionary Health Insurance Plans

Plan	Details	Comments
Travel Insurance
Quotes & Purchase	U.S./Canada: After deductible, pays 90% to $5,000, then 100% to policy max Outside U.S./Canada: After deductible, pays 100% to policy max Outstanding Restrictions Details: Brochure \| Optional Coverages Direct Billing: Through First Health PPO Network (Within the U.S.) Paper Application Renewable (for min. 5 days, min. 1 month initially) and Refundable Instant ID card and visa letter Covers outside country of citizenship including during travel \| Country Restrictions Underwriter: Sirius International	5 days to 2 years coverage Outreach America - Non-U.S. citizens Outreach International - U.S. citizens Not available in MD
Long Term Major Medical Insurance
Quotes & Purchase	After deductible, payment varies based in/out network and in/out U.S. Details: Brochure \| Certificate Wording Direct Billing: Through Beech Street PPO Network (Within the U.S.) Paper Application Annually Renewable and Refundable Underwriter: BCS Insurance Company	Unlimited furlough coverage in the U.S. Payment can be made monthly. Available in CO, CT, GA, ID, KS, LA, ME, NV, NM, UT, VA
Quotes & Purchase	After deductible, payment varies based in/out network and in/out U.S. Details: Brochure \| Certificate Wording Paper Application Annually Reenrollable and Refundable Underwriter: 4 Ever Life Insurance Company	Unlimited furlough coverage in the U.S. Payment can be made monthly. Available in AL, AR, AZ, CA, DC, DE, FL, HI, IL, IN, IA, KY, MI, MS, MO, ND, NE, NJ, OH, OK, PA, RI, SC, TN, WI, WV, WY
Quotes & Purchase	Coverage varies based on the plan: Silver, Gold, Gold Plus, Platinum Details: Brochure \| Paper Application \| Country Restrictions Direct Billing: Through First Health PPO Network (In U.S.) Diabetes Questions Underwriter: Sirius International	Annually renewable long term major medical plan for missionaries Payment can be made monthly, quarterly, semi-annually or annually
Group Health Insurance
Quotes & Purchase	U.S./Canada: After deductible, pays 90% to $5,000, then 100% to policy max Outside U.S./Canada: After deductible, pays 100% to policy max Outstanding Restrictions Details: Brochure \| Optional Coverages Direct Billing: Through First Health PPO Network (Within the U.S.) Paper Application Renewable (for min. 5 days, min. 1 month initially) Instant ID card Covers outside country of citizenship including during travel \| Country Restrictions Underwriter: Sirius International	5 days to 2 years coverage Groups of 5 or more Outreach America - Non-U.S. citizens Outreach International - U.S. citizens Not available in MD
Req. For Proposal	After deductible, pays 100% to policy maximum Details: Brochure \| Country Restrictions Enrollment 2-25 Employees \| Enrollment Over 25 Employees Direct Billing: Through First Health PPO Network (In U.S.) Dental Plan I \| Dental Plan II \| Dental Plan III Claim Form \| Furlough Form Underwriter: Sirius International	Long-term, worldwide medical coverage for mission groups of two or more
Annual MultiTrip Medical Insurance
Quotes & Purchase	U.S./Canada: After deductible, pays 90% to $5,000, then 100% to policy max Outside U.S./Canada: After deductible, pays 100% to policy max Details: Brochure \| Paper Application \| Country Restrictions Direct Billing: Through First Health PPO Network (Within the U.S.) Renewable and Refundable \| Instant ID card Covers anywhere outside country of citizenship including during travel Underwriter: Sirius International	Annually renewable multi-trip medical coverage for persons that frequently travel internationally throughout the year Not available in the state of MD for non-U.S. citizens.