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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I have booked a round trip from the United States, and would like to insure the trip in the case I need to change my return flight if my travelling Visa renewal takes longer than expected. I would be happy to get more information about possible plans.
Q:Would like to check with you if the attached insurance covers the cost of all medical issues related to health and pregnancy. Kindly let us know so that we can proceed with the purchase. If not this insurance please suggest us the other options which covers health and pregnancy.
Q:I am looking for coverage for my mother in law who is 76. What is the difference between the Diamond and the Diamond plus plan?
Q:Here are the details from Stanford for J1. I am flying on the 6th Feb so would need to get it sorted before then. Insurance Requirements Medical benefits of at least $100,000 per accident or illness. Repatriation* of remains in the amount of $25,000. Expenses associated with the medical evacuation* of the exchange visitor to his or her home country in the amount of $50,000. A deductible not to exceed $500 per accident or illness. If a particular activity is a part of your Exchange Visitor program your insurance must cover injuries resulting from your participation in that activity. The policy may establish a waiting period before it covers pre-existing conditions (health problems you had before you bought the insurance) as long as the waiting period is reasonable by current standards in the insurance industry. The policy must be backed by the full faith and credit of your home country government or the company providing the insurance must meet minimum rating requirements established by DOS (an A. M. Best rating of "A-" or above an Insurance Solvency International,Ltd. (ISI) rating of "A-i" or above a Standard & Poor's Claims-paying Ability rating of "A-" or above or a Weiss Research, Inc. rating of B+ or above). Coverage for Repatriation and Medical Evacuation is required for J-1 Exchange Visitors.
Q:Hi I'm wondering if visitor insurance (Atlas America) can cover my parents if they are already in the US when they buy the insurance.
Q:I had a question about one the plans that seems to have a restriction. Can I not purchase Exchange Guard since I am physically located in Canada the the time of purchase?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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