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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in taking out insurance for a month that covers the characteristics of a J1 policy as I am an Au Pair. I would appreciate it if you could help me and send me which one is more similar.

A:
Our J1/J2 plans that meet all standard requirements can be found in the link below: Exchange Visitors If you have any additional questions, please let us know
{{currentOrigin}}/answers/other-insurance/j1-au-pair-insurance-77084/

Q:I'm asked to have an insurance plan meeting the list of criteria (attached). Are there insurance plans meeting my needs?

A:
There is only one plan that will meet your universities requirements called Student Secure Elite. You can use the link to review this plan and to generate a quote for coverage.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/insurance-plan-for-j1-visa-holder-with-university-requirements-88634/

Q:I have a daughter travelling to the USA to a undertake university studies. She has been offered an athletic scholarship to play rugby union. I am told that I will need to arrange US health insurance as the university does not cover this. Considering the contact sport nature of rugby, I'd like to ensure I arrange a policy that would cover her for sports related injuries rather than get a generic policy only to find sports injuries are not covered. Country of citizenship is New Zealand. State she will be based in is Illinois, she will however be travelling interstate playing rugby for Lindenwood University.

A:
Most likely she will be eligible to purchase Diplomat America plan with Hazardous sports coverage Table 2 with high options which covers injury related to Rugby up to $20,000. Please look at the Diplomat America certificate wording at, page 7 under Athletic Sports and Hazardous Activity rider.
{{currentOrigin}}/answers/international-student-health-insurance/health-insurance-for-international-student-coverage-of-sport-injuries-26772/

Q:We are new immigrants in The States. My husband is 72, I'm 67. We want to know is how we apply for the bridge plan or any other applicable. Thank you. Best regards

A:
The available plans can be found in the New Immigrant section of our website. If you would like to apply for the Bridge plan you would need to complete the paper application and submit it to us to send for underwriting. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/new-immigrant-health-insurance/new-immigrant-bridge-plan-application-process-45233/

Q:What is the best Dental plan where I can schedule a tooth extraction appointment?

A:
We would be glad to advise. We do have the Careington Dental and Vision Discount Plan. There is a $20.00 one-time non-refundable set up fee, and the plan is $11.95 a month. Therefore, the first month would be $39.95, and then $11.95 each month after. If you have additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/dental-plan-for-visitors-covering-tooth-extraction-64315/

Q:We are new immigrants in The States. My husband is 72, I m 67. We want to know, please, how can we apply for the bridge plan or any other applicable. Thank you. Best regards

A:
The available plans can be found in the New Immigrant section of our website. If you would like to apply for the Bridge plan you would need to complete the paper application and submit it to us to send for underwriting. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-insurance-bridge-plan-18679/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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