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Q:Patriot Exchange plan for J1/J2 Good day! I had contacted your a month ago regarding the purchase of a health insurance for J1/J2 visa holders who are in US for short-term research at the Colorado State University, CO. I have now arrived at CO and formally joined the University. It is time that I bought a health insurance plan that covers the J1/J2 requirements for me and my wife. In an earlier correspondence with you, I was suggested to go for the Patriot Exchange plan from IMG. Could you please update me if that is the best plan for J1/J2 visa type and if it covers medical evacuation and repatriation with a total insured sum of $ 500,000? Please note that I would like to purchase for 2 months upfront. It would be nice if you can tell me the amount that I need to pay as per month premium and the total amount payable at the time of purchase.
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/patriot-exchange-plan-for-j1j2good-day-i-had-contacted-your-a-month-ago-regarding-the-purchase-of-a-41988/Thank you for your interest in purchasing insurance through us. You can purchase either Patriot Exchange or Atlas America plan with policy max. $500k. which also covers evacuation and repatriation. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ Atlas America brochure, instant purchase link, /atlasamerica-insurance/ You can find more plans for J1/J2 visa at, /j1-visa-health-insurance/ Please enter appropriate criteria. Policy max range $500k-$600k. You will find many plans and you can also compare them side by side. If you send your information like insured age, and how long do you need coverage we can send quote in a separate e-mail Please feel free to contact us if you need any further information. Many thanks for replying. My age is 35 yrs and my wife is 30 yrs. We need coverage till Dec-2016 and renewable afterwards when we renew our visa. May I know if I can purchase online via online banking? I have not yet received a credit card from my bank. The plans listed are renewable so you can renew as needed. As for payment options, you can also use a temporary card as long as it has a Visa or MasterCard logo. If you need additional assistance please feel free to contact our office.
Q:Coverage for Stamford University for summer program My daughter, 20 years old, is an Australian citizen and studying at the University of Tokyo, Japan. She resides in Japan (4 year undergraduate degree in Japan full time study). She is enrolled in a Stamford Summer program â€" 1st June to 31st August term. She will have a F1 visa status. Stamford charge $1,170 USD for their health insurance unless you can provide proof of alternative coverage. I have attached what they require covered in a pdf document. Are there alternative options available that will be acceptable to Stamford? Would you/your insurers verify the supplied form? Thanks for your help. I am based in Australia.
A:
{{currentOrigin}}/answers/international-student-health-insurance/coverage-for-stamford-university-for-summer-programmy-daughter-20-years-old-is-an-australian-citizen-74668/Thank you for your interest in purchasing insurance through us. You can purchase Student secure ELITE plan which meets all your school requirements. Student secure brochure, instant purchase and other useful information, /student-secure-insurance/ Please review this and if you have any further questions feel free to contact us.
Q:J1 visitor insurance needed Good afternoon, I am an incoming J 1 student to the Northwestern university in Chicago. their requirements are these: Northwestern University insurance requirements To qualify for a waiver, supplied health insurance must, at a minimum, meet the following requirements: Medical benefits of at least $100,000 per accident or illness Coverage for repatriation of remains in the amount of $25,000 (does not apply to B1 visa holders) $50,000 for expenses associated with medical evacuation Deductible not to exceed $250 per accident or illness Co-insurance provision can be no greater than 25% Out-of-pocket expenses not to exceed $2,000 per year Pre-existing conditions must be covered (no exclusions, no waiting period) Mental health Shall not unreasonably exclude coverage for perils inherent to the activities of the program in which the exchange visitor participates Must include inpatient and outpatient coverage for both sickness and accident Will cover at least 80% of usual and customary charges in the Chicago area Shall provide benefits for prescription drugs, and pregnancy. I understood that no short term insurance offers pre-existing conditions coverage. The university offers an insurance for 45$ per week, but I obviously would like to spend less. Do you know if there is any solution? Thank you very much
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-visitor-insurance-neededgood-afternoon-i-am-an-incoming-j-1-student-to-the-northwestern-universit-95174/Thank you for your interest in purchasing insurance through us. The plans we offer do have a waiting period for pre-existing conditions so would not meet the requirements as listed. You would have to purchase the plan through your sponsor to meet their requirements. If you need additional assistance please feel free to contact our office.
Q:J1 insurance I need 6 months(June to November) J1 insurance with following requirements. i'm 31 and my wife 27 years old.as it asked by university before getting my visa if i cant get visa this insurance should be Voidable. which cheap plan that cover these requirements do you suggest? Is Visit USA plan OK for these requirements?: Minimum Requirements for Health Insurance Coverage at Rutgers All F-1s and J-1s on Rutgers' visa sponsorship and their F-2/J-2 visa dependents are required to have health insurance that provides at least the following level of coverage: The alternate coverage is currently active and the student agrees to maintain the health insurance coverage throughout the current semester The plan offers unlimited coverage with no maximum dollar limit The plan must include a minimum of $25,000.00 for repatriation of remains and $50,000.00 for medical evacuation. Plan deductible does not exceed $500 out of network per policy year Plan provides coverage in the campus area for inpatient and outpatient medical care in the immediate campus area. Plan provides mental health benefits which include chemical and substance abuse treatments. Plan provides preventative care services which include, but are not limited to, annual physicals, GYN exams, routine screenings and immunizations. Plan covers pre-existing conditions. Plan covers prescription drugs with no maximum dollar limit and a nationwide network of pharmacies. Plan must not be a reimbursement plan. The plan is provided by a company licensed to do business in the US with a US claims payment office and a US phone number. Plan must pay medical providers directly for inpatient and outpatient care (must not be a reimbursement plan). The underwriting company must have a rating of either "A" or above by A.M. Best, "A-1" or above by Insurance Solvency International Ltd., "A -" or above by Standard & Poor's Claims-paying Ability, "B +" or above by Weiss Research, Inc.
A:
{{currentOrigin}}/answers/exchange-visitors-insurance/j1-insurancei-need-6-monthsjune-to-november-j1-insurance-with-following-requirements-im-31-and-my-wi-77891/Thank you for contacting Insubuy. Unfortunately, there are no plans available to meet the below requirements. We would recommend purchasing from your University. If you have any additional questions please let us know.
Q:J1 Patriot Exchange Program payment options I am trying to apply for 1 year Patriot exchange insurance plan but could not opt for the monthly payment option. Please help.
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-patriot-exchange-program-payment-optionsi-am-trying-to-apply-for-1-year-patriot-exchange-insuranc-43284/Hello, Thank you for contacting Insubuy for you insurance needs. On the Patriot Exchange Program there is not an option to purchase for a year and pay on a monthly basis. If you are need to show 1 year of coverage you will have to pay for the entire year at once, as buying and paying are all the same. If you are not having to show coverage for the entire year you can purchase for 1 month and renew the policy for the remaining months needed with a $5.00 renewal fee in addition to the monthly premium. Please see the link listed below for more information on the Patriot Exchange Plan Renewability. Patriot Exchange Program Renewal: /extension/patriot-exchange-program-insurance/
Q:J1 visitor insurance needed Thank you for your prompt action and sent me the quotes. I have checked the plans and want to purchase Atlas America plan. By the way could you please let me confirm the plan covers the university specific requirements (informed you in my previous emails). After getting your confirmation I will request my friend to pay the fee $744.96. Could you please let me know about the following queries: 1) if I do purchase deductible amount is $100 then what would be the amount 2) how much co-pay I have to pay for each time visit to doctor 3) does the plan has vision coverage or discounts Thanking you again and looking forward to hear from you.
A:
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-visitor-insurance-neededthank-you-for-your-prompt-action-and-sent-me-the-quotes-i-have-checked-th-32123/Yes. Atlas America plan meets your school requirements. 1. $820.62 2. There is no co-pay. Please read how plan works, /atlas-america/visitors-insurance/ 3. No. This is your medical insurance NOT dental or vision. You can purchase separate dental/vision discount plan. Please find more information at, /careington-dental-vision-plan/ If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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You are not eligible to enroll in Medicare for the first 5 years.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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