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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance for 82 years old mother Hi, I'm planning a trip for my mother to the USA in a couple of weeks time and need your advice on the types of insurance plan available. She is 82 years old with no serious medical history. She is on a minor high blood pressure tablet. She is staying with my sisters in Oregon, California, and Colorado Duration 3-6 months She lives in Australia Please provide comprehensive quote on 3 months stay with option to renew (18 sept 2011 to 18 Dec 2011) Max coverage available for her age? Medical examination required? Thanks in advance

A:
Please call our office at (866) INSU-BUY. There are couple of plans that you can purchase for her. Inbound Immigrant- Fixed coverage, Brochure, instant purchase and other useful information, /international-major-medical-insurance/ Diplomat Long Term- Comprehensive coverage Brochure, instant purchase and other useful information, /diplomat-long-term-insurance/ Please review this and if you have any further questions, please feel free to contact us.
{{currentOrigin}}/answers/visitors-insurance-usa/insurance-for-82-years-old-motherhi-im-planning-a-trip-for-my-mother-to-the-usa-in-a-couple-of-weeks-10628/

Q:visitors coverage for pre-existing condition Hi, I am considering visiting the USA next year on a tourist visa for six months. I have a pre-existing medical condition (ulcerative colitis) which requires regular infusions of infliximab (known as Remicade in the USA). I may also require emergency treatment with Remicade, other drugs, or surgery, if my condition were to worsen. Would it be possible to obtain insurance that covers either my regular treatments, or any emergency ones, or both, while I am in the USA? And/or emergency repatriation instead? Thank you very much

A:
Hello, Unfortunately there is no plan that exist that will cover a pre-existing condition.
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Q:Age Query Dear Sir / Madam My father will be coming to the USA in September 2011 for a period of 2 months (i.e. upto November 2011) as a visitor. He is born May 1932. He has completed 79 years of age and will be 80 years of age in May 2012 For buying visitor insurance, what age do I have to consider?? .... is it "75-79" criteria or is it "80-84" criteria? Please respond at the Earliest Thanking you

A:
As your father is coming here only for 2m. He is right now 79. May 2012 he will be 80. So you have to select age group 75-79. If you have any further questions, please feel free to contact us.
{{currentOrigin}}/answers/visitors-insurance-usa/age-querydear-sir-madam-my-father-will-be-coming-to-the-usa-in-september-2011-for-a-period-of-2-mo-88349/

Q:Need details to buy Travel insurance Hi, I would like to get details on the Travel insurance for my mom. she is 63 yrs old and visited US 3 times before. I used to take some Insurance online and I wish to go through licensed agents this time. Could you please let me know the details to buy the insurance. Thanks,

A:
We are licensed agent located in Plano, TX. Please give us a call at (866) INSU-BUY. Here is the link, / Please enter appropriate criteria and select policy max. range atleast $50k-$69,999. You will find many plans and you can compare them side by side also. If you have any further questions, please feel free to contact us.
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Q:Trek Insurance for Kilimanjaro Hi There, I am a British citizen, currently resident in Uganda. I will be trekking to the summit of Mount Kilimanjaro in Tanzania (height: 5895m, 19341ft ) between 6th September 2011 and 14th September 2011. This trek does not require ropes or specialised climbing equipment. I would like to know whether I (as a non US citizen or resident) am elligible for insurance with Insubuy, and whether your sports rider will cover the Kilimanjaro trek to this altitude. Please let me know as soon as possible so that I can either purchase the isurance online, or seek an alternative. I look forward to your reply. Thanks,

A:
Yes, you can buy insurance from us for trip to Kilimanjaro. Look at /mount-kilimanjaro-travel-insurance/ I am also planning to trip to Us for mountaineering. But I have taken the travel Insurance so feeling excited. Am moving on 28 December 2015 night for 1 month trip. Looking forward to have a thrilling experience.
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Q:Medical insurance for pre-exisiting conditions I am looking for medical insurance for my 17yr old daughter with a pre existing medical condition. She has Long QT Syndrome and had a cardiac arrest (not a heart attack) 3 1/2 years ago. She is on Beta Blockers and has a AICD fitted and has never has an episode since. We are unable to get medical coverage for her for a trip to the US from Australia in Nov/Dec 2011. Can we get coverage from you if we pay extra to cover a pre existing medical condition? We can get insurance if she breaks her leg or whatever but nothing to cover if she has to go to hospital for anything covering her heart, even if an accident knocks her defib or makes the wires loose. Any advice would be greatly appreciated. Kind regards Kathie

A:
Insurance for pre-existing conditions for visitors to the U.S. is not available. The best you can get is the coverage for an acute onset of pre-existing conditions, up to $15,000. Look at /atlasamerica-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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