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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like a quote for international travel for the UK in summer 2020

A:
Thank you for interest in purchasing insurance through us. Before, we suggest any plan would like to know your age, travel date, Country of Citizenship, residence state and will be glad to send you quote by e-mail. Alternatively, please visit our Travel Outside USA section to view plans and get quotes. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any questions. We will send you quote once we get the information above.
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Q:I have a question about Schengen insurance. I'm not a U.S. citizen, but I live in the US in recent years. My residence is in Connecticut, and I will go to the Boston Germany Consulate for the Visa application. In this case, as for home country, shall I put in US or my citizenship country?

A:
Yes, you can put the US as your home country.
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Q: I am writing to inquire about the coverage of Atlas International insurance plan. I am going to apply for the Germany residence visa, so I need to make sure the plan does meet certain requirements of the visa application. The Plan I want to choose is $50,000 with 0 deductible. The followings are some of the requirements: First, "Any expenses for medical treatment (incl. dental treatment), hospitalization, medical evacuation and medical repatriation back into the U.S. must be covered." Second, "The amount must be spelled out or it must say unlimited. No reimbursement, deductible, or co-pay is accepted." Third, " The fact that medical evacuation, medical repatriation and repatriation of remains are covered has to be spelled out." Please kindly let me know if the plan I choose meet the requirements listed above.

A:
The available plans for a Schengen visa can be found on our website in the link below: Schengen Visa Insurance The Atlas International plan from that section will meet the Schengen visa requirements.
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Q:Can I purchase the Safe Travels for Visitors to the USA plan by using paypal? I do not see an option for it.

A:
Unfortunately, there is not an option to pay for the Safe Travels for Visitors to the USA plan through PayPal. This plan only accepts payment through credit card using a MasterCard, Discover, Discover, or Visa. The Atlas plans are the only plans which accept payment via PayPal.
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Q:Please let me know if the medical plan covers tdap vaccines and flu shots.

A:
There is no insurance for an international visitor which covers immunization or flu shots. You have to pay from your pocket. Insurance will new sickness, injuries or accidents. Some plan provides coverage for an acute onset of pre-existing conditions. But none of the plan provides coverage for immunization.
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Q:Will these plans pay for coverage immediately? We currently have coverage, but it wont pay for care until we return to the states and file a claim. This is only for emergency purposes.

A:
The insurance companies for the plans that we offer will handle direct billing. However, it is up to the provider whether or not they will direct bill the insurance company and wait for reimbursement, or if they want to have the insured pay at the time of service and then have the insured file the claim. I hope this answers your question. If not please advise and we would be glad to assist further.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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