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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am an international student coming into US on F1 visa, and my wife is on F2 visa. We will begin our study for two years starting this Fall in MA, USA.My school recommends students purchase Blue Care Elect 250 Deductible Student Health Plan. Alternatively we can also purchase our own insurance that is as good as Blue Care.Can you advise me which is your best policies (include spouse) that can match with Blue Care.

A:
We are not familiar with the product you wish us to compare coverage with. Should you have a waiver form, or a list of requirements, please email them to info@insubuy.com and someone will respond with the appropriate coverage. Alternatively, you may view and quote the applicable plans in the International Student Insurance section of our website. Keep in mind if you have specific requirements, not all plans may meet them. Should you need additional assistance, you may also call our office at +1 (866) 467-8289.
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Q:Hi, is covid 19 and shingle vaccine included in my insurance?

A:
Immunization and vaccination is excluded under all visitor plans on the market. Should you elect for such services, you will pay for them out of pocket. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I received a denial of claims email regarding travel insurance I had over a year ago. I dont remember even using the insurance. How can I find additional information?

A:
Thank you for contacting Insubuy. you can contact the IMG claims department at 800-628-4664 for more info on the claim.
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Q:How do I check on a claim status for World Trips?

A:
For world trips you can contact the insurance company directly using the phone number on the back of your ID card. 800-605-2282
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Q:HelloI have question about your Safe Travels International Cost Saver Insurance.If I am infected COVID-19 in saipan, what documents should I remit to you??Thanks,

A:
Documentation would be required from a medical provider stating you have tested positive for Covid-19 and are unable to travel. Additional documents would include receipts for payments made by you out of pocket in advance and any additional documentation provided to you from a provider if related to illness due to Covid 19. If you have any additional questions, please let us know.
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Q:helloI want to book a 'safe travels international cost saver' my destination country is 'iceland' and It is not proceed because of ' Geographic Restrictions' but when I find Geographic Restrictions, there said 'iceland is okay for most of people'So I don't understand why It doesn't work!

A:
You should be seeing a notification in red stating the artic region of Iceland would be excluded. Most people are not traveling to the artic region. If you are not, you can proceed. It's not stopping you from moving forward in the application, only notifying you of the above exclusion. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/safe-travels-international-iceland-geographic-restrictions-15611/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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