Ask Our Specialists

Thank you for your interest in purchasing insurance through us. If you are paying using your US credit card then there is no international transaction so this notice will not be applicable . While getting reimbursement you will get only in US Dollars. You can make note in the claim form to write check pay to the order of your name because visitor will not have any bank account in US. Please let us know which plan are you planning to purchase so that we can send you claim submission information. Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.

You could go to any provider since the plan will pay 80% either in or out of the network. The benefit of going to an in-network provider is having the negotiated rate for any covered illness or injury that could reduce your out of pocket cost. If you have additional questions please feel free to contact our office. Hi again The 80% is up to 5000 and then it is up to 100%. Isn't it correct? Hello, Yes, that is correct.

Please provide the visa type that your are currently in the states on as well as the requirements that your plan must meet from your University and a proper plan can be recommended to you. I am on Visitor Visa (B1/B2) for short term stay here in USA. I am Medical Graduate on my B1/B2 Visa but NOT a F1 student on F1 Visa. You can treat me just as US visitor on Visitor Visa. Do you think Visitors Secure plan matches for me which is 31.31$ for 31 days duration. My University Hospital Just needs any Travel Health Insurance for August 2016. Do you offer refund if i cancel due to any reasons and If yes, how long before should i request for cancellation. As a visitor you can purchase the Visitors Secure plan. It is a basic plan that will only pay fixed amounts according to a schedule of benefits. If anything happens the majority of the cost will come from your pocket. The plan will pay a small dollar amount and you would pay the remaining amount, however much the provider charges. More information about the Visitors Secure plan including the instant purchase link: /visitor-secure-insurance/ Here is the link for the refund policy for this plan: /cancellation/visitor-secure-insurance/ If you need additional assistance please feel free to contact our office. I have 2 questions: 1.Do you provide Instant online certificate if i purchase any plan 2.What is the mailing address should i provide while purchasing insurance ( Indian address or temporary american address) Yes, you will receive a confirmation email after purchase that will include your policy documents. You will use the temporary US address for your mailing address. Hello, I have purchased Inbound Guest finally from Insubuy. Hello, Thank you for your purchase. If you need additional assistance please feel free to contact our office.

There is not a plan that will cover anything related to a congenital or chronic illness. So there would not be a plan that would cover her pre-existing condition. The plan would be to cover the new accidents or new illness that occur after the effective date of the policy. This insurance will pay secondary to any other plan that is payable. An acute onset of a pre-existing condition is a life threatening emergency that happens related to a pre-existing. For your reference please see the legal definition listed below. ** Acute Onset of a Pre-existing Condition - a sudden and unexpected outbreak or recurrence of a pre-existing condition(s) which occurs spontaneously and without advance warning either in the form of a physician's recommendations or symptoms, is short of duration, is rapidly progressive and requires urgent care. The acute onset of a pre-existing condition (s) must occur after the effective date of the policy, Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A pre-existing condition that is a chronic or congenital condition or that gradually become worse over time will not be considered an acute onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs treatment existent or necessary prior to the effective date of coverage. ** You can also view a very informative FAQ Acute Onset of a Pre-existing Condition that may assist with answering any additional question about this coverage. The plan pays secondary to any other insurance that would pay while she is visiting in the United States. This is regardless of the fact that it is purchased from outside of the U.S. It is not recommended that she purchase 2 policies for coverage. I would recommend purchasing a higher policy maximum on a U.S. based visitor insurance plan. If you have any additional questions please feel free to contact our office .

Thank you for your interest in purchasing insurance through us. Since he is a US citizen, if he is eligible for a long term domestic plan then that plan will cover any treatments he is wanting while in the US. If he is not eligible for a yearlong domestic plan then he can purchase a short term domestic, depending on his age, or a visitors plan. The short term plans will not cover any pre-existing conditions or preventative care or routine treatment. The plans for visitors to the US will cover any new illness or injury that occurs after the effective date of the plan. If you need additional assistance please feel free to contact our office.

Thank you for your interest in purchasing insurance through us. Looking at your requirements I would suggest to purchase Annual multi trip insurance so you don't need to purchase insurance every time when you are travelling as long as your trip don't exceed 45 days. Otherwise you can purchase single trip insurance here. You can purchase Atlas multi trip plan or any other plans from our multi trip insurance section. Please feel free to contact us if you have any further questions.