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Thank you for your interest in purchasing visitors insurance for your mother. In comprehensive coverage plans, for the age 70 and above, the main decision factor would be whether you would like to purchase $50,000 policy max or $100,000 policy max. If you have a preference for that, once you let us know, I can guide you appropriately. I am looking to get a comprehensive insurance for $100,000 In that case, you can consider purchasing Patriot Platinum America Insurance. Thanks for responding . Why is this a recommended Insurance as opposed to Atlas ? Also are there benefits of buying it from Insubuy rather than from a any other web site? Thanks For 70+, Atlas America only provides the maximum of $50,000 and you asked for $100,000. The price is the same no matter where you buy the insurance from. The difference is in the service. Look at /visitors-medical-insurance/ We have the largest portfolio of visitors insurance available in the U.S. market. We as a broker work for you and not for any insurance company. Most places are closed at this time of the day, but we are immediately answering your questions. Now, that is service. We help you not only during buying the insurance, but after buying, if you have any claims problem, we provide help as well. If you have any other questions, please feel free to contact us at any time. Atlas America on paper seems to be a very solid option. I myself have purchased it 3 times. However Insurance is only good when you have to use it. Unfortunately i had a claim of $175 ones. With $100 deductible i only have a claim of $75. They took more than 6 months with more than 20 emails and phone calls. Customer service was absolutely pathetic. Felt like their operations is running from a Garage. BTW, this was for a doctor office visit who is part of their network and did direct billing. Atlas/HCC Medical did not pay and my account went for collection for just $75. This is ridiculous. I am yet to see posting where people have been happy with their claim system.

What you are describing is very normal and frequent when children invite their parents to visit them. Wherever you find any space, please write that the check should be made payable to you. And it will be taken care of.

Dear Kiran, Thank you for your interest in purchasing health insurance for your visiting father. In your situation, I would recommend Patriot Platinum America insurance which provides $100,000 coverage for 70+ and it is a comprehensive coverage plan. You can look at the complete details at /patriot-america-platinum-insurance/ and also make an instant purchase online. If you have any other questions, please feel free to post them here or contact us at any time.

Coverage for prescription drugs is included just like any other eligible medical expense. You can purchase it online at /atlasamerica-insurance/

Are they traveling to the U.S. at all? Yes they are comming to Missouri, USA. total trip will be for 70days. Out of which 4 weeks will be spent in Canada. 1. Even if you had a claim in the previous duration, you can still certainly extend Atlas America as it is not a conditional extension based on whether you had a claim or not. 2. Whenever you extend the insurance, there is a $5 extension fee. The rates will not increase just because you are extending. However, if the person is now in the new age group (such as 50-59 to 60-64 or to 65-69 etc.), the charges would be higher. Also, if the rates for everyone has changed, then you would be charged the most current rates. However, the rates typically change around once a year. Please note that if any part of the trip includes the U.S., you have to choose 'Including USA'. 3. Look at #1. Patriot America must be purchased for a minimum of 3 months in order to be able to renew in future, while Atlas America can be renewed one by month. Co-insurance in USA: Atlas America - In network and directly billed, 100% to policy max. Otherwise, 80/20 to first $5,000 and then next 100% to policy max. Patriot America - In network, 90/10 to $5,00 and then 100% to policy max. Otherwise, 80/20 to first $5,000 and then next 100% to policy max. Co-insurance in Canada: Atlas America - 100% to policy max. Patriot America - 80/20 to first $5,000 and then next 100% to policy max. Acute onset of pre-existing conditions: Atlas America - Up to $15,000 for people below age 70. Patriot America - None Therefore, in your situation, Altas America would work out to be better. And you can purchase it online at /atlasamerica-insurance/

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