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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Does insurance cover the cost of re-booking flight and quarantine accommodation if I were to test positive for Covid pre-departure and could not board flight back home to the USA ??

A:
For the plans that do include a quarantine benefit, if there is money left over after being quarantined, it can be applied toward the cost of re-booking a flight back to the USA.
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Q:What is basic difference among Visit USA-Healthcare, Safe Travel for visitors to USA and Visit USA Healthcare budget insurance plans.

A:
There are two different types of plans on the market; fixed plans and comprehensive plans. Fixed Coverage plans will pay fixed amounts according to a "Schedule of Benefits". They will pay up to a certain fixed dollar amount listed in the schedule of benefits and you are responsible to pay the difference. This means the majority of the cost will come from your pocket, rather than the plan. Comprehensive plans will pay a percentage, anywhere from 75%-100%. Similar to what you see in domestic insurance plans, as far as coinsurance goes. Safe Travel for visitors to USA and Visit USA- Heathcare budget are Fixed Coverage plans. Visit USA Healthcare is a Comprehensive plan.
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Q:Can you please send information for new immigrant insurance. My 77 yr old amd and I , 73 , do not qualify for Medicare.we need comprehensive coverage for indefinite time.

A:
Thank you for contacting Insubuy. Please view the New Immigrant Insurance to cover the insureds in the United States. A popular plan option in this section is the Bridge Plan. This plan is designed to cover the insureds until they are eligible for Medicare. You may purchase this plan by completing an paper application. If you have any additional questions, please let us know.
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Q:My fiancee will be arriving on december 16th and will require health insurance. I may purchase for her a PPO plan on Jan. 1, 2022, but she will need insurance from 12/16/21 until 1/1/22. What short term health insurance plans do you offer?

A:
Thank you for contacting Insubuy for your insurance needs. Please view the options available for Fiance Visa Insurance. You may purchase these plans online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/short-term-health-insurance-for-someone-on-a-fiance-visa-37252/

Q:Im applying for Visas for myself and my family (wife and 2 kids). A requirement is travel insurance. How long should I purchase that insurance for if I plan on living in Portugal permanently? 4 months or one year etc?

A:
You would need to purchase the insurance for the amount of time Portugal requires you to carry it before you are approved for residency.
{{currentOrigin}}/answers/europe-visa-insurance/applying-visas-family-requirement-travel-insurance-portugal-permanently-34909/

Q:how to buy covid medical insurance

A:
You can search for insurance and obtain quotes for available plans that will include benefits for Covid 19 through this link: /covid19-travel-medical-insurance/ If you have additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/how-to-buy-covid-medical-insurance-50598/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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