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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:We are travelling from Australia to States in a few months time and are searching for a travel medical insurance cover to cover us for both travel health insurance and medical evacuation insurance and we want the most comprehensive covers we are gonna stay in US for 40 days. We did a search on your website and saw lots of products and noticed even some of the products are not available to Australian Citizens. So can you please give us a couple of specific suggestions so that we can pin-point the most suitable cover for us?
Q:I have a query actually i am more than 3 months pregnant and i want to visit my family in HOUSTON TX in 7th month of pregnancy.Is there any policy or Insurance plan that can cover me during my visit and delivery? and how much it will cost for 3-4 months?
Q:Dear Insubuy, I am inquiring about a medical evacuation and repatriation only insurance quote. I start a J1 sponsored visa position in November for 1 year at MD Anderson in Houston, Texas and will have University health insurance provided and only require medical evacuation and repatriation insurance for this period. Is this an available plan with Insubuy? thank you for your help.
Q:I am interested in purchasing travel insurance for my brother (UK citizen) who will be visiting me for a month in Feb/March 2017. He is a healthy 71 year old. I live in California. Please send information.
Q:Hello. Please elaborate on the eligibility terms for the IMG Global Medical Insurance: "This plan is available to individuals and families of all nationalities. U.S. citizens must plan to be residing outside U.S. on or before their effective date and renewal dates, for at least six (6) out of the next 12 month. Additional eligibility restrictions apply to non-U.S. citizens residing in the U.Ss. Additional eligibility restrictions apply to non-U.S. citizens residing in the U.S." 1. "Additional eligibility restrictions apply to non-U.S. citizens residing in the U.S". What restrictions? 2."Residing outside the US ....". The 6 out of 12 months stipulation refers to the total number of days per year or one consecutive time period? In other words can I be gone for e.g. 4 months, return to the US and then in the same year again for 3 months and still qualify? Case specific details should not matter here but if it helps please provide contract terms for German citizens. There is no specific circumstance to elaborate on as those are not known. This is a general inquiry.
Q:please check the following information and the attachment. Please suggest an eligible insurance plan for me. Thank you. UCB's requirements for minimum levels of health insurance coverage are: $100,000 USD per accident & illness in medical coverage Deductible cannot exceed $500 per accident or illness Coinsurance cannot exceed 25% Medical evacuation coverage must be at least $50,000 USD Repatriation coverage must be at least $25,000 USD Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Pre-existing conditions must also have a $100,000 per illness medical coverage. Please note: Policy's with coverage for only "Acute onset of pre-existing conditions" do not meet this requirement. Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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