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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Would I be covered if I am traveling to a level 4 covid-19 country

A:
You can purchase COVID 19 travel medical insurance or Trip insurance with quarantine coverage for US Residents and Medical coverage for Non US Residents with quarantine coverage
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Q:I am in Euless, Texas and I need to visit a doctor because of diarrhea. Where, which and whom should I visit to be in the network.

A:
Safe Travels PPO Network You can also call benefits dept. which you can find on the insurance card.
{{currentOrigin}}/answers/international-travel-medical-insurance/i-am-in-euless-texas-i-need-to-visit-a-doctor-where-which-and-whom-should-i-visit-to-be-in-network-37803/

Q:If I received a 1095C form from my employer does this mean I am paying health insurance?

A:
You would need to verify with your employer for this informatoin.
{{currentOrigin}}/answers/other-insurance/if-i-received-a-1095c-form-from-my-employer-does-this-mean-i-am-paying-health-insurance-14678/

Q:Hi, does pre-existing medical conditions cover/include minor dental work. Eg, replacing white filling? One of my sons incisors is made up of white filling, (which is nearly invisible), occasionally it wears out or needs repairing.

A:
Medical insurance does not provide coverage for dental work. If you are in US you can purchase Careington Dental Vision Discount plan
{{currentOrigin}}/answers/international-student-health-insurance/does-preexisting-medical-conditions-coverinclude-minor-dental-work-43725/

Q:We are British and in the UK. We are applying for a one-year French Long Stay Visa. We need Health Insurance and Repatriation cover. Do you have a product to meet these needs?P & Y

A:
You can purchase Travel Health Insurance which provides coverage for medical and travel benefits. You can also look at Expatriate Health Insurance
{{currentOrigin}}/answers/visitors-health-insurance/we-are-british-applying-for-a-year-french-long-stay-visa-looking-medical-and-repatriation-insurance-67487/

Q:Hello, I would like to buy your travel insurance. Would your company pay my costs (e.g. accommodation, flight home) incurred if I have to self-quarantine due to positive Covid test while I am travelling abroad?Please note that I am non US resident.Thank you.

A:
Please look at COVID 19 travel insurance with quarantine coverage ( please look under Non US Residents Section )insurance also provides coverage for evacuation and repatriation.
{{currentOrigin}}/answers/holiday-insurance/looking-for-travel-insurance-with-quarantine-coverage-if-covid-positive-test-and-return-flight-home-23109/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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