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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Non US residents eligibility for trip cancellation insurance Trip insurance mension in your immihelp.com wab page is for US RESIDENTS only or also applicable to NON US RESIDENTS?

A:
I believe you are referring to the trip cancellation insurance products listed at /trip-cancellation-insurance/ If so, some of those products are meant only for US residents while others meant for everyone. While getting the quotes, it asks whether you are US resident or not. Answer appropriately and you will see the products appropriate for you. On the other hand, if you can specify what you are looking for and for whom, we may be able to suggest you the products that you would be eligible for.
{{currentOrigin}}/answers/vacation-insurance/non-us-residents-eligibility-for-trip-cancellation-insurancetrip-insurance-mension-in-your-immihelpc-86057/

Q:Reasons for cancelling trip in travel insurance Is there a plan available that will cover trip cancellation due to weather/illness if vacation package has already been paid for in full? My first payment was May, 07 and the trip is Sept.8-16, 07? Thank You

A:
Please look at Travelite brochure at /trip-cancellation-insurance/ Under description of benefits section, it describes the reaons for trip cancellation. Please let me know if you have any other questions.
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Q:Payment options in Study USA Healthcare I was trying to register for the Study USA plan B on line and got as far as entering payment information. I was wondering if it is possible to pay monthly installments for a 12 month subscription rather than paying for the 12 months at one time? I could afford to pay monthly but I do not have sufficient funds on hand to pay the entire premium upfront. You can call me or email a response. Many thanks,

A:
In Study USA, buying and paying is one and same thing. If you want to pay monthly, you will have to buy for one month initially and renew every month. There is a $5 renewal fee each time. However, your school may ask you to show the proof for insurance for semester, 6 months or 1 year and you can't choose this option in that case. If you want to purchase for 1 year, you have to pay for 1 year upfront. You can purchase Study USA at /study-usa-insurance/ However, if you want to pay monthly and still buy for 1 year, you can look at Student Secure at /student-secure-insurance/ It allows monthly installments. Please let me know if you have any other questions.
{{currentOrigin}}/answers/international-student-insurance/payment-options-in-study-usa-healthcarei-was-trying-to-register-for-the-study-usa-plan-b-on-line-and-83470/

Q:International student health insurance and pregnancy Hi, I am coming to US as a student (IMS). There is a requirement that my wife, who is accompanying me has to purchase Pregnancy coverage. Would like to know insurance policy that I can purchase to meet the requirement.

A:
I believe you will be a full time international student on F1 visa. If so, look at Study USA-HealthCare at /international-student-medical-insurance/ As long as your wife is not already pregnant as of the effective date of the policy, it will cover maternity. Hi, I am a full time IMS (international military student) on A2 VISA. Does the plan applies? Thanks. You can buy Study USA, only if you are on F-1, J-1, M-1 or R-1. Not A2. For A2, you can look at Student Secure at /student-secure-insurance/
{{currentOrigin}}/answers/international-student-insurance/international-student-health-insurance-and-pregnancyhi-i-am-coming-to-us-as-a-student-ims-there-is-a-53130/

Q:International student medical insurance that meets my university requirements I'd like to know that do you provide any International health insurances which includes as below: Medical Benefits of at least $250,000 for each accident or illness. Full cost of repatriation of remains. Full cost of medical evacuation. Minimum 75% coverage for each accident or illness. No capped benefits. Max. deductible of $100 per conditon per plan year. Max. out-of-pocket expenses $2,500 or less. This is for international student in USA. PLEASE LET ME KNOW AS SOON AS POSSIBLE. Have a great day.

A:
I am not aware of any insurance plan that would completely meet all of your requirements. The closest match is Study USA-HealthCare and you can find it at /study-usa-insurance/ Many times, university will accept the one that closely meets the requirements. Hi... Could you make sure that the insurance plan includes: Max. deductible of $100 per conditon per plan year. Max. out-of-pocket expenses $2,500 or less. because after I purchase, I need the insurance company or agent to have affidavit to my school, San Francisco State University. Please let me know as soon as possible. Please refer to my previous email. Study USA has $50 deductible per incident with max deductible of $250/year. However, deductible is waived if you go to the student health center first or if you go to the provider in the network if there is student health center. Therefore, your university may still accept this. You have to pay 20% for first $25,000. That is $5,000, which is more than $2,500. That is why I asked you to check with your university whether they will accept this plan or not.
{{currentOrigin}}/answers/international-student-health-insurance/international-student-medical-insurance-that-meets-my-university-requirementsid-like-to-know-that-do-37879/

Q:Eligibility for Study USA Healthcare I would like to buy the Student USA Plan A health insurance. I graduate in May 2008 and I can legally stay in the US and do my OPT (Optional Practical Training) for another 12 months. If i bought the plan for 12 months it would be valid till september 08 which is 3 months past my graduation date. So will I still be covered for the 3 months after i graduate? Or should I just take the plan that covers for 9 months till May 08? Thanks.

A:
You can continue with student insurance only as long as you are full time student. It will not be valid after you graduate. Student insurance products are available at /international-student-medical-insurance/ You need to buy OPT health insurance products, available at /opt-medical-insurance/ while you are on OPT. Please let me know if you have any other questions.
{{currentOrigin}}/answers/international-student-health-insurance/eligibility-for-study-usa-healthcarei-would-like-to-buy-the-student-usa-plan-a-health-insurance-i-gr-21524/

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Visiting USA?

Healthcare costs are very high in the U.S.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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