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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents will come from India to USA for five months, so I want to take health insurance for them for that duration of time. Which plan would be best for them?

A:
If they are visiting the US on a B1 or B2 visitors visa you would be welcome to run a quote in the Visitors to U.S.A. section of the website to see what plans are available to you. Patriot America Plus is popular plan for ages under 70. Atlas America is a bit more popular for ages over 80. If you have any additional questions, please let us know.
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Q:Do you cover for Canada and USA visitors

A:
Yes. If you are visiting the US on a B1 or B2 visitors visa you would be welcome to run a quote in the Visitors to U.S.A. section of the website. Please select "International including USA" when running a quote to insure the plan will cover you in Canada as well. This will not affect the price of your premium. If you have any additional questions, please let us know.
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Q:My Dad is 77 visiting US. While this is not for the first time he is traveling and he took visitor insurance earlier too. Would like to understand if Acute Onset of pre existing conditions works for him.

A:
The only comprehensive plan that offers Acute Onset of Pre-existing Condition coverage for ages over 70 is Atlas America. Please let us know if you have any additional questions.
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Q:Please let me know the insurance about the J-visa requirements for repatriation of remains and emergency evacuation. We are four people, including my wife and two kids. Please let me know the monthly premium for the J-visa requirements for the repatriation of remains and the emergency evacuation insurance plan. Thank you.

A:
Thank you for contacting Insubuy. If you only need coverage for Emergency Medical Evacuation and Repatriation to satisfy the J visa insurance requirements, then you may purchase the Atlas MedEvac Plan. If you have any additional questions or need further assistance, please let us know.
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Q:Please define 'Home Country' i am resident in Saudi Arabia 365 days (but am Philippino), is my home country Saudi?

A:
The home country is generally defined as were you have your fixed or permanent residence. Another way to define this is where you live. If you live in Saudi Arabia, and are traveling to another country than Saudi Arabi should be listed as the home country. If you have additional questions or need further clarification, please contact our office at +1 (866) INSUBUY 467-8289.
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Q:Does your insurance cover within a 75-mile radius of the Charlottesville area for in-patient care and outpatient care coverage (including visits for behavioral health)?Does your insurance provide unlimited medical benefits per sickness or injury?Does our insurance have cover for in-patient treatment and outpatient treatment coverage for substance abuse (both alcohol and drug abuse) within a 75-mile radius of the Charlottesville area?Does your insurance provide unlimited coverage for pre-existing conditions?Does your company have benefits provided in accordance with the Affordable Care Act (ACA)?

A:
Unfortunately, we do not offer an Affordable Care Act compliant health insurance. If your school or university requires a plan that is ACA compliant, we recommend purchasing from your school directly.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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