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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My parents are traveling to visit me for about 4.5 months. This is there third visit and last two times I purchased visitor's insurance (Atlas America) though insubuy. Both times there were no claims. Do I get any no claim bonus for the third purchase? Let me know about this ASAP. I am trying to find the insurance that will serve me the best and provide with some loyalty benefits as well if they am not using the insurance like most other insurance companies do.
Q:Last time I bought a policy but it didn't cover changes to travel plans because of urgent issues or something like flight cancellations/delays. Can you please provide me information which plan covers such issues and also, general doctor visits in case of health problems, urgent care, accident etc?
Q:I am a 63 year old woman in need of health insurance. My Cobra coverage runs out soon. My husband and I sail at least 5 to 6 months of the year. We will be heading to Europe in May. Your company has been recommended numerous times by other sailors. I would need coverage in US part of the year. We will probably be sailing north to Newfoundland and Greenland and Iceland before getting to Great Britain. We will probably be out of the US for 5 to 6 months then be back for 4 or 5 month each year. I am pretty healthy, I only take Synthroid. I do not smoke or have diabetes or HTN. I would love to talk with someone or get a quote for coverage costs.
Q:am waiting for confirmation on my tour dates and once in place will contact you. I want to confirm that Patriot will cover me while in Canada as I mentioned I am a non resident so not eligible for provincial health care while in Ontario. I will confirm my son's departure from China to Ontario and he will require insurance for there as well as he is a non resident. Thank you
Q:I could not find the waiting period for the dental procedures. Can you shed some light on it?
Q:I am on F1- OPT visa. I would like to purchase till the end of this year. I have medical till end of April. And i am going to have to renew that as well. But first I need to buy dental insurance. I am 25 years of age. I have been in the US since August 2015.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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