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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am (37+) coming to the US for 9 months (31st August' 2016 to 30th May' 2017) with my wife (34+) and kid (5+) with Fulbright fellowship. I need suitable insurance that covers my wife and kid (mine will be provided by USIEF i.e. the sponsor). The insurance must covered the dependents (with J2 Visa) with $100,000 per person per illness/accident Please apprise me can I purchase an Insurance for my wife and kid only (not for me), who are coming with J2 Visa? I have very limited days in my hand. Please reply urgently.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas America plan which meets standard J1/J2 visa requirements. If you have any additional requirements then please send us in pdf attachment. You can purchase for your wife and child. More plans for J1/J2 visa can be found here. Please feel free to contact us if you have any further questions.
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Q:Please guide me where to apply and buy my travel insurance going to Norway. I need quick response.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker, and offer all of the major plans on the market. You may purchase any plan from the Schengen Visa section of our website, as these are designed to meet the consulates requirements. We also recommend purchasing with a zero deductible. Please use the link below to review the plan options, and purchase. If you have any additional questions please let us know. - Schengen Visa Insurance
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Q:Question about comprehensive coverage plans for non US citizens I am a Russian citizen. Soon I have a trip to US from the Netherlands. Is it correct that I can buy and use a comprehensive coverage travel insurance plan "ATLAS AMERICA"? I asked another company they told me that "the comprehensive plans are only available to U.S Residents." Is it correct? Or I can buy and use (in case of medical emergencies) it from your company? Thank you in advance!

A:
Thank you for your interest in purchasing insurance through us. You are eligible to purchase the Atlas America plan to cover you while you are in the US. That is one of our main plans for visitors to the US. If you have additional questions please feel free to contact our office. Thanks for your reply! I see. But, am I eligible to comprehensive coverage plan? Because there seem to be two plans Atlas America: fixed and comprehensive. Yes, you are eligible for comprehensive plans. You can purchase any plan in the visitors to US section of our website www.insubuy.com If you need additional assistance please feel free to contact our office.
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Q:I would like to know whether there are insurance plan suitable for Tulane F1 student? If there is a plan suitable for Tulane University, would u mind send me the plan?

A:
Unfortunately, there is no plan available to meet your University's requirements as the insurance must be Affordable Care Act compliant. We recommend purchasing from your University directly. If you have any additional questions please let us know.
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Q:Insurance request for US citizen Could you please confirm if we can buy liaison continent insurance for our daughter. We all have Russian citizenship and we lived in Russia, but our daughter has an American citizenship also. We will travel to USA for 4 months soon. Is it possible to buy liaison continent insurance for her and it will covered all expenses up to liability amount except maximum of 1000 usd.

A:
Thank you for your interest in purchasing insurance through us. Yes, the Liaison Continent plan would cover a US citizen that is visiting the US for a short time. It will cover up to the chosen policy max for any new illness or injury that occurs after the effective date of the policy. If you need additional assistance please feel free to contact our office.
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Q:Travelers looking for health insurance We are 5 persons age 63 male, 57 male, 53 female, 52 female and 17 female . There is no any pre existing ailments. We will travel from India to Boston USA on 12th May 2016 and return back on 13 June 2016. We shall visit near by places , New York, Washington, California . Please advise health insurance plan which will be suitable for us with cheaper premium.

A:
Thank you for your interest in purchasing insurance through us. We have several options for visitors to the US. You can receive individual quotes on our website www.insubuy.com to have individual plans or we also have group plans that can be found here /international-travel-group-medical-insurance/ We are a broker so we offer the major plans available on the market. The plans fall under two categories, there are fixed coverage plans and comprehensive coverage plans. The fixed coverage plans you will find have cheaper premium as you mentioned while the comprehensive plans will cost more but will also offer more coverage. For example, a fixed coverage plan will pay a fixed amount according to a schedule of benefits such as going to the Emergency room with one plan they will allow only $330 and you would be responsible for the balance. A comprehensive plan will instead pay a percentage. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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