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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Atlas America vs. Patriot America Plus insurance My parents and my sister is travelling to United states from India for 2.5 months in mid August and I want to buy an insurance for them which covers medical insurance as well as travel insurance. The travel insurance coverage I need is to and fro from India and multiple travel within USA (though major stay during this period will be in Atlanta, GA). My parents (father and mother) are 62 and 58 years respectively and my sister is 27 years of age. My Dad had a heart attack 5 years back so I am looking for insurance that covers pre-existing conditions as well. I was looking at Atlas America and Patriot America Plus insurance plans. But need your help in finalizing which one will suit best for me given all the conditions above for my parents and sister covering both medical and travel insurance.

A:
Please read /compare/atlas-america-vs-patriot-america-plus-insurance/ to understand the differences between those two plans. If you need any further help in choosing among two, please call our office.
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Q:Visitor Travel Insurance fulfillment I want to buy insurance for my stay in the US from 7/27 to 8/25. I have decided on a plan but it seems that the policy can only be delivered by mail. IS there any way to receive the policy online and then take print out’s of it? I currently live in Berlin so getting the policy by snail mail is not an option at this point in time.

A:
Thank you for your interest in purchasing insurance through us. The plans will all provide policy documents by email and then in some cases will also send policy documents by mail. If you need additional assistance please feel free to contact our office.
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Q:Travel Insurance coverage dates question I have to buy Comprehensive Travel Insurance for travel to NJ, USA. My ticket is from Delhi to Newark for 07 Aug 2016 & from Newark to Delhi for 05 Dec 2016. Kindly guide me as to from which date to which date I should take my insurance. I want to take my insurance for complete period.

A:
You would choose your dates according to US eastern standard time. If you need additional assistance please feel free to contact our office.
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Q:I want to buy the insurance plan from your company but I am not sure that the plan meet with the University requirement. I would like to check. Which insurance plans meet with the requirement of Boston University requirement for F1 international students?

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans available that would meet your Universities requirements. We recommend purchasing from your University. If you have any additional questions please let us know.
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Q:Travel insurance rider questions How much is the travel rider for the atlas travel insurance? 44 years old 7 night cruise to mexico from usa Us citizen I see nowhere to add this to the coverage. Can you give me atlas direct phone number as well?

A:
The Atlas International plan doesn’t have a sports rider that can be added. It depends on the activities you will be participating in to whether the plan will offer coverage or not. If you have specific activities you would like to have covered let us know and then we can recommend a plan that will either cover it or offers a rider that will. You can also contact our office for further assistance in choosing a plan. I am looking for coverage that does the following: - Sickness, food poisoning - Accidents while on the cruise - Things like swimming, snorkeling, going to the beach, swimming with dolphins ( Might want to get rider for sport like excursions ) - Personal liability - Evac to usa / hospital by plane or helicopter or both - Dental at least 250 dollars - No deductibles - Seeing a cruise ship doctor I do NOT need trip protection, baggage protection or airline protection.. Also can a US permanent resident get coverage from you? Who are the best carriers and policies? Any promo codes or anything? You can still purchase Atlas International for these benefits. No rider is necessary. Since this is a medical plan the coverage for dental would only be for acute onset of pain in the amount of $250. The medical evacuation benefit would transport you to the nearest medical facility and would transport you to the US only if medically necessary. The prices are regulated by law so no promo codes can be offered. More details can be found here including the instant purchase link: /atlas-international-insurance/ If you have additional questions please feel free to contact our office.
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Q:Washington State inbound immigrant insurance Hello, I notice that Washington State is not a choice when looking up rates for inbound immigrant insurance. Does Washington State not offer inbound immigrant insurance?

A:
Yes. Inbound immigrant plan you can’t purchase in the state of WA. How old is the person and legal status? If you provide us the age and other information we will be able to suggest some other insurance product. You can also visit our website at www.insubuy.com And look the plans in appropriate section as per visa status.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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