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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have purchased last year a medical Insurance Thank you very for your support I would like to have similar one this year. Kindly advise

A:
Thank you for your interest in purchasing insurance through us. Last time you purchased Atlas America plan with $1mil coverage and $250 deductible. If you provide her travel dates will be glad to send you quote by e-mail. You can repurchase it easily by logging into MyAccount. You can get instant quote and purchase online or give us a call at (866) INSUBUY and will be glad to complete the application over the phone. We have all the information except payment.
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Q:I am looking to buy a travel insurance plan which will cover for eye surgery and emergency surgery. I had retina detachment surgery before and i am looking for an insurance which will cover for the retina surgery during my stay in USA

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that you can you can purchase to cover schedule or planned surgery as plans do not cover the cost of pre-existing conditions. This would be an expense that you would have to pay for out of pocket. The plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. If you have any additional questions please feel free to contact our office.
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Q:I am student on F1-OPT. Currently I am looking for a medical insurance plan. I have been in USA for past 6 years. I want my new plan Exchange Guard Essential to start from Feb 9, 2019 for 20 days only. I am returning to USA on that day with no specified return date, as I will be starting a new job. However, in my application in your website, they are not proceeding until I enter a date of return to my home country, India. Can I enter any date next year? Or dies it have to be specific?

A:
Your specified return date, will be the date through which you need coverage. So for example, if you want to purchase 3 months of coverage to begin with, you could enter in 2/6/19-05/6/19. Therefore 5/6/19 would be the return date. You can always extend the policy before it expires and continue the coverage.
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Q:I need J2 insurance for my husband.

A:
You can obtain a quote on our website under the J1/J2 section or if you would like for us to email the quote then we would need the actual dates of coverage and the state they will he will be in as well as his age.
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Q:Hope you are doing well. I want to buy insurance for my sister who would be doing a course in UAB for a month in B1/B2 visa status. I want to purchase a 3 month insurance for her starting on April 25,2019 - July 21, 2019. The school has following requirements for insurance : a. Compliant with federal ACA benefits requirements b. From an insurance company licensed to conduct business in the U.S. c. Provide coverage for physicians and hospital providers in the state of Alabama d. Provide both inpatient and outpatient mental health e. Provide coverage for pre-existing conditions f. Provide unlimited coverage per illness or injury (If unable to find an unlimited plan, the only exception that UAB makes for IVMS students is if the maximum coverage is $1,000,000/$1 Millions USD, but $50,000 is NOT sufficient for a waiver to be approved g. Provide coverage for all semesters of enrollment h. Repatriation (at least $25,000) i. Medical Evacuation (at least $50,000) Do you have anything that satisfies these requirements?

A:
Unfortunately, the plans available to purchase outside of the university are not going to meet their requirements. You would need to purchase the plan they are offering to have an ACA compliant plan.
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Q:Hello, I am planning to purchase Safe Travels USA Comprehensive Plan. I'd like to know If am I eligible to buy Safe Travels USA Comprehensive Plan as I've already entered USA . The plan is for my parents who are on Visitors visa (B2) and they have arrived in February 2019

A:
Yes, they are eligible for that plan. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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