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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:New Immigrant to USA insurance I am about to move to the US, and i would like to subscribe to an insurance the time I settle down, I will be coming into the USA as a new permanent resident. I am not sure of how long would i need such insurance my guess is a couple of months. so my question is what address should I use cause i wont have a permanent address in the US right away, so should I use My french address, even though my residency is changing to America. Thanks for your time and consideration.

A:
Thank you for your interest in purchasing insurance through us. You can purchase new immigrant insurance until you establish your residency in USA, get Social Security number or eligible to purchase domestic insurance. You can provide your temp. address in US or France address as well. It does not matter. Your home country still France until you establish your residency in USA. New immigrant insurance plans, /new-immigrant-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:H1B medical insurance needed Hi, I am travelling on 19th May 2016 on H1B visa to USA Detroit from India, could you please suggest good insurance policy for 3 months?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot America plan until you establish your residency in USA or eligible to purchase insurance from your employer. Patriot America brochure, instant purchase and other useful information, /patriot-america-lite-insurance/ Please review this plan and if you have any further questions feel free to contact us. Thanks for advice How soon will I get policy document soft copy once I make payment in online? You will receive confirmation as soon as you purchase the insurance and from there you can download the documents like id card etc. Insurance card will be mailed to you next business days. Please feel free to contact us if you have any further questions.
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Q:mother's immigration petition medical insurance needed Best Time To Call: Late Morning Comments: Looking for health insurance including pre-existing conditions for my mother visiting from India. Age 76 years old. We live near San Francisco CA.

A:
Thank you for your interest in purchasing insurance through us. As per our discussion, I have sent you quote for medical insurance in a separate e-mail. Here are some information that might be helpful when you file your mother's immigration petition. Overview for new immigrant insurance- /new-immigrants-medical-insurance-plans/ Medicare Eligiblity, /medicare-for-new-immigrants-green-card-holders/ General FAQ, /greencard-holders-medical-insurance/ Careington Dental / Vision discount plan, /careington-dental-vision-plan/ You can find medical insurance plans at, /new-immigrant-insurance/ Please feel free to contact us if you have any further questions.
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Q:Can I renew insurance for my mother if she has Green Card now? I bought your insurance for my mother PATAI81287644 (Patriot America) one year ago, my mother had tourist US visa. Now my mother got Green Card and she became Permanent Resident of US. Can I renew insurance for my mother if she has Green Card now?

A:
You can purchase this plan as long as her home country is outside USA. Did she get the social security number? If not then until she get her SSN you can renew the same plan until she establish her residency in US. You can also purchase long term plan but in state of VA. Person who is 70+ are not eligible to purchase Obama Care plan and she is not eligible for medicare as well. /medicare-for-new-immigrants-green-card-holders/ Please look at new immigrant plans at, /new-immigrant-insurance/ Please let us know if you have any further questions. Now my mother isn't US citizen, she has Green Card, she has SSN and she is 79 years old. What insurance can you recommend for her? The plan she currently has is what I would recommend for now. Once she is 80 and the benefits are reduced you might want to look at the Green Cover or the Bridge plan. Green Cover brochure and links: /new-immigrant-insurance/ Bridge plan brochure and links: /bridge-plan-insurance/ If you need additional assistance please feel free to contact our office.
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Q:I am interested in buying traveler insurance for my parents who are Indian citizens and visiting me in Maryland. Does the not applicable rule apply in MD to them considering they are not MD residents.

A:
Thank you for contacting Insubuy for your insurance needs. In the state of Maryland there are many restrictions when it comes to insurance within the state. If a plan states that it is not available in the state of Maryland that would apply to visitors as well. In the state of Maryland there are two plans that would be available for coverage There is a plan called Atlas America that is available as long as it is purchased prior to their arrival. There is a second plan available called Safe Travels USA Comprehensive. If you have any questions please feel free to contact our office.
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Q:I am looking for an insurance for my mother who wants to visit me. I want to know that do you cover for any pre existing conditions. She is a cancer patient and if she needed any medical assistance during her visit. Will she get coverage.

A:
Thank you for contacting Inusbuy for your insurance needs. Please provide the visa type that she will be arriving in the United States on so that we can recommend a plan that would work well for her visit. As well as the state she will be visiting and her age. Insurance will pay for new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing conditions or preventive care. The plan will however cover cost medically necessary related to a new accident or new illness that occurs after the effective date of the policy.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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