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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mother is 87 and is planning to come visit me in San Diego. I wanted to see if there are any restrictions on the insurance. She has a pace maker but other then that she is in perfect health

A:
Thank you for your interest in purchasing insurance through us. We have couple of insurance plans for which your mother will be eligible to purchase. Insurance for an international visitor provides coverage for new sickness, injuries or accidents that may occur after the effective date of the policy. However, it provides coverage for an acute onset of pre-existing conditions. Please visit our website at /visitors-insurance/ Please enter appropriate criteria. You will find some plans and you can also compare them side by side. If you provide your mothers travel date will be glad to send you quote by e-mail as well.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-medical-insurance-for-elderly-visitors-64166/

Q:I'm looking for insurance with the following requirements: Minimum Coverage Requirements Students must provide proof of health insurance that meets the following California State University International Student Health Insurance requirements: The policy is valid as long as you are enrolled at the American Language Institute. Accident: medical expense limit is at least $100,000. Sickness: medical expense limit is at least $100,000. Co-payment does not exceed 25% of bill per visit. The repatriation benefit is at least $25,000. The medical evacuation benefit is at least $50,000. The annual deductible is no more than $500. The policy must pay for pre-existing conditions after six months of continuous coverage. Could you recommend a suitable plan?

A:
Here is the link for insurance quote with pre-existing exclusion for 6 months. The premium will be based on coverage for the pre-existing conditions after 6m: ExchangeGuard Choice Please review the plan details and feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/international-student-health-insurance/f1-student-insurance-california-state-university-71219/

Q:My son is a US citizen, but attends college in Vancouver, Canada. He spends the majority of the year in Canada and comes back home to visit us for a short time during the winter break. Does he qualify for the Patriot America, Travel to USA insurance? Thank you

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided below you may purchase the Patriot America plan for him since his residence country is outside of the U.S. You may purchase this plan by using the link provided below or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/patriot-america-insurance-for-us-citizens-13828/

Q:Hello, I have been purchasing several policies from you within the last 10 years. This year, I have to go to the US from Jan 21 to Feb 8, 2019, and I need to purchase a medical and travel insurance coverage. What do you suggest for me so that I can be FULLY covered while in the US as an Italian citizen? Please advice. Thanks! Ciao,

A:
Thank you for your interest in purchasing insurance through us. As you have been purchasing insurance through us for last 10 years. You will not get any insurance for an international visitor which provides FULL COVERAGE. Insurance will provide coverage for any new sickness, injuries or accidents that may occur after the effective date of the policy. Insurance will not pay for any routine maintenance for pre-existing or preventive care. However, we have some plans which provides coverage for an acute onset of pre-existing conditions. Here is the link to run an insurance quote, /visitors-insurance/ Please review the plan details, certificate wording and feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitor-insurance/insurance-coverage-for-people-visiting-the-usa-26311/

Q:I live in Canada and my sister in law is coming to visit us from Brazil. Can she purchase with you an insurance covering her stay in Canada or your insurance cover only US trip or trip performed by US citizen? Thanks

A:
Thank you for your interest in purchasing insurance through us. You can purchase any of the insurance from our travel outside USA section and will provide coverage outside her home country and US. Enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-travel-insurance/insurance-for-a-trip-from-brazil-to-canada-32592/

Q:I am an Australian citizen with a valid Australian passport and have already left Australia for Europe and am not planning to return. Will I be able to qualify for such policy to cover my medical expenses up to 30,000 euro ? I need it to apply for my student visa to be able to qualify for a Schengen visa to study abroad (Portugal) Also, can the policy cover me for 52-weeks starting from 22 July 2019 - 22 July 2020 Can you let me know please

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend purchasing the Patriot International plan. This plan will meet all of the Schengen visa requirements, and is extendable up to 2 years. You may review the plan details and purchase using the link provided below or over the phone by contacting us at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/europe-visa-insurance/long-term-schengen-visa-coverage-93759/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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