There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning to buy visitors insurance for my parents. I have a question that there is vague possibility that return date for my parents might get extended. In that event, how easy is to renew the policy and how much earlier I have to renew it to ensure that its effective throughout.

A:
There are several plans that are available that will allow you to renew the plan should the insured individual need to extend. Some policies will have a $5 dollar renewal fee in addition to the premium in order to renew. Policies will need to be renewed before the expiration date of the policy to maintain coverage under one plan. Once a policy expires we are not able to renew the plan at all, at that time you would be required to purchase a new policy. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/visitors-insurance-extend-renew-policy-84007/

Q:I am an international student from India and I graduated from college in Jun 2017. I am in the middle of finding jobs and here on OPT. I needed guidance in selecting the optimum insurance plan for me. Is there anyway an agent can call me after 5PM today?

A:
Thank you for contacting Insubuy for your insurance needs. We have a few plans in the OPT section of our website that you would be eligible to purchase. What plan have you had since June? The plans will cover any new illness or injury that occurs after the effective date. If you would like for an agent to call then provide a phone number we can reach you at. You can also call us at 866-INSUBUY (467-8289) when you are able.
{{currentOrigin}}/answers/other-insurance/opt-plans-available-for-international-students-in-the-usa-69119/

Q:I am an international student from India and I graduated from college in Jun 2017. I am in the middle of finding jobs and here on OPT. I needed guidance in selecting the optimum insurance plan for me. Is there anyway an agent can call me after 5PM today?

A:
Thank you for contacting Insubuy for your insurance needs. We have a few plans in the OPT section of our website that you would be eligible to purchase. What plan have you had since June? The plans will cover any new illness or injury that occurs after the effective date. If you would like for an agent to call then provide a phone number we can reach you at. You can also call us at 866-INSUBUY (467-8289) when you are able.
{{currentOrigin}}/answers/other-insurance/opt-coverage-for-employed-52830/

Q:I want to check if any of the plan available on the website include pre-existing conditions? If not, then will the comprehensive plan cover other pre-existing conditions except cancer?

A:
Plans are designed to cover the new accidents a new illness that happen after the effective date of the policy. There are some plans on the market that will cover for an acute onset of a pre-existing condition. This coverage will not however cover the maintenance visits, medications, nor preventive care. Most comprehensive plans will offer coverage for the acute onset of a pre-existing condition. For specific examples of acute onset of a pre-existing condition please refer to the Acute Onset FAQ. If you need any additional information please feel free to contact our office.
{{currentOrigin}}/answers/international-travel-medical-insurance/comprehensive-plans-include-pre-existing-conditions-10783/

Q:I have a question about Atlas Travel Insurance. Is it allowed for the SSU Spanish student VISA? I'm worried because I heard that today in order to get VISA, the insurance company should be based in UK.

A:
Thank you for contacting Insubuy. If for purposes of a visa for a Schengen country you are required to show an office with the UK we do have some plans that will meet this need. If you could please verify your country of citizenship, if the U.S. please verify your resident state and the dates of coverage needed, we can make a recommendation for coverage accordingly. We look forward to hearing from you.
{{currentOrigin}}/answers/schengen-travel-insurance/schengen-insurance-requirements-for-international-student-42591/

Q:I would like to know which product satisfy this the requirement: At least 30,000 euros of medical costs are reimbursed, including hospital care, emergency treatment and repatriation (including in the event of death). If your insurer will not provide an official document of this nature, you should take out travel insurance with appropriate medical cover for this trip with one that does.

A:
Thank you for your interest in purchasing insurance through us. We have many insurance plan that meets Schengen visa requirements. As soon as you purchase insurance you will receive confirmation by e-mail. Which will have a link to print ID and visa letter and you can submit those documents to Consulate. Link for Schengen Visa insurance. Please enter appropriate criteria. You will find many plans. Next to each plan you will find sample id card and visa letter. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/schengen-visa-insurance/schengen-visa-insurance-requirements-for-international-travel-77500/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More