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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am in the US for more than 2 years. I am on OPT. My 12 Months OPT is over and now on 24 Month extension. I live in NJ and looking for an insurance. I am looking for $100,000 max coverage and $0 deductible. Can you please send me a list of hospitals where cashless facilities are available? I do not have insurance currently and my employer does not offer it.
Q:I am on J-1 visa as a visiting scholar. I have to answer few questions 1. does your insurance provide lifetime/per occurrence miximums no less than $ 100000 2. does your insurance have a deductible of no more than $ 500 per accident or illness? 3. do you have co-insurance of at least 75% of covered medical expenses? 4. does your insurance provide $ 50000 for medical evacuation to your home country? 5. does your insurance provide $ 25000 for repatriation of remains? I have brought one insurance policy from Sri Lanka and it covers $50000 and only $ 4000 in item 5. What is your solution to this?
Q:Do the Schengen insurance plans include a general doctors visit just to do a check up?
Q:I will be buying insurance with you guys as I am going to France for 2 months, during my stay I will probably do short trips to other near by countries for maybe a day or two. Will I still be covered?
Q:I am a J1 scholar attached to University of North Carolina ,Chapel Hill NC.As per the conversation with customer care representative I am attaching the compliance form. Can you please let me know whether Atlas essential is compatible with that. The cover should include spouse and children.
Q:I am very interested in Patriot America (Plus) for myself and my 10 month old daughter. I am currently staying in Puerto Rico on a K1 Finance Visa and am a citizen of Australia. I read that if postal address/home country is Australia then I cannot apply. In the case that I am staying in Puerto Rico now, may I purchase and be covered on this insurance?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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