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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking for Travel Medical Insurance for 68 years old for Europe for One month. Policy should include Acute onset of existing medical conditions.

A:
If you can enter your information in this link we can quote all our available plans. /schengen-visa-insurance/ Once you have made a quote you can narrow the search to only include plans with the Acute onset of pre-exisitng condition coverage.
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Q:I used my insurance last year 2022 because I had a severe skin infection of acne. The insurance said it would not cover the bills since I had acne as a teenager 2015. Those were the same type of acne. Shouldn't that be covered since it falls under Acute Onset of a Preexisting Condition?

A:
You can reach out to the number on the back if your insurance ID card if you have questions about why a claim was denied. Once an Explanation of Benefits (EOB) has been given to you, please reach out to our office at 1(866)INSUBUY (4678289). If you have any additional questions please let us know.
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Q:Geographical coverage of plan (Atlas America, Safe Travels USA comprehensive), onset of pre-exsiting condition

A:
Safe Travels USA Comprehensive and Atlas America will cover you anywhere outside of your home country and can offer coverage for the Acute Onset of Pre-existing Conditions. When purchasing, some plans have geographical restrictions. You can find the geographical restrictions for Atlas America here, and Safe Travel USA Comprehensive here. If you have any additional questions please reach out to our office at 1(866)INSUBUY (46778289).
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Q:I am a 75 year old British Citizen.My son is a US Citizen.He had made application to sponsor me for a green card. It is my intention to settle in the USA , probably in the state of Arkansas. I have a number of pre existing conditions. High Blood Pressure High Cholesterol, A TIA 15 years ago and Irregular Heart Beat.If and when my green car is issued is there a medical insurance policy available to me.Regards,

A:
You may run a quote in New Immigrants to see what plans are available to you. If you would like additional information on the one plan that offers coverage for pre-existing conditions please see Visitors Protect. If you have any additional questions please let us know.
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Q:Is there any insurance which provides 30 day coverage in Canada during US visit/stay?

A:
There are many plan options that include coverage in Canada as well as the United States. When obtaining a quote in the Visitors Insurance section of our website, please select the coverage area as International Including USA. A popular plan in this section is the Patriot America Plus. This plan will cover the insured anywhere outside of their home country, including in Canada.
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Q:does safe travel cost saver option cover travel to canada?

A:
The Safe Travels USA Cost Saver Plan will provide coverage to the insured in the United States, as well as other countries, including Canada. If you have more questions about this plan works, please contact our office at +1 (866) INSUBUY 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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