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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Are seasonal flue shots covered for all the members of my insured group? If so, Where should I go to get them?Thank you

A:
The visitor insurance plans on the market will exclude the coverage pre-existing conditions, preventative and routine care. With regard to immunization and vaccination, you will have to pay out of pocket for such expenses. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Please clarify:If I have the company medical insurance, but my family not what I should do. I should point that they intent to move with me and apply for IKAMA as individuals, not under company umbrella.Thank you,

A:
We would need additional information in order to better assist you and your family. We may have plans available depending on their visa status, however, if they are eligible for a domestic insurance plan it would be recommended to purchase that. Please call our office at +1 (866) 467-8289 so we may better assist you in acquiring coverage.
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Q:I am traveling to USA and want to buy visitor's insurance. What are the plan options for me?

A:
You can do instant quote and purchase at Visitors medical insurance
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Q:Hi, I would like to know about Wellness visit coverage for Safe Travels USA Comprehensive plan.We want to do the blood work lab test for 63 years old who currently is enrolled in this plan, will that be covered under wellness visit?

A:
Thank you for contacting Insubuy. The Wellness visit benefit covers up to $75 for one Wellness visit per insured. The benefit must be used within the first 21 days of the effective date, and you must pre-register before visiting a medical provider. In order for the plan to pay towards the visit there are specific diagnosis codes that must be used by the medical provider. If you have any additional questions, please let us know.
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Q:Hello, please i get schengen visa insurance ans travel to Europe, d'urine m'y stay i Was having pain on hi and went to hospital, and pay m'y Bill, how can i cleam it with my insurance?

A:
To file a claim you will first want to download and fill the appropriate claim form found in the MyAccount section of the website by logging in with your certificate number and date of birth. All submission instructions are located on the form. Should you need additional assistance please let us know know, you may also call our office at +1 (866) 467-8289.
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Q:Hi,My mother in law is visiting from India on visitor visa. She takes high blood pressure medication. she will be bringing that from India. The worst case scenario arises and if she gets serious heart trouble, comprehensive visitor insurance would cover that or not? Suppose I bought the plan when she departed from India. Thanks.

A:
Thank you for contacting Insubuy for your insurance needs. It would be recommended to get a comprehensive visitor insurance plan with the Acute Onset of Pre-Existing Conditions Benefit. The plans are designed to cover for the new illness and injuries that are contracted after the effective date of the plan and will exclude the coverage for pre-existing conditions, preventative and routine care. Plans with the acute onset benefit can allow for the cover in case something were to happen due to a pre-existing condition, however it is not determined until the time of service based on the attending physician notes and lab report. Read over the benefits of the plan you are purchasing and if you have additional questions please call us at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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