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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm pursuing my Master of Science in Analytics at Northwestern University, Evanston, Illinois. I'm on a F1-visa and I'm planning to waive the NU-SHIP(health insurance plan at NU). I will be graduating in December 2020 and will be applying for an OPT. I'm interested in the StudentSecure Elite plan and want to understand if the plan could be used to waive off the NU-SHIP.

A:
There is not a plan that we could offer you to meet these requirements. You would need to purchase coverage from your university as you are required to have a plan that is ACA complaint.
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Q:Hi, I'm over 65 years of age, have no work credits, am retired, and have lived in the US for 5 years now on a Green card. I have my own insurance. If I don't enroll in Medicare now, will I have to pay penalties for late enrollment if I decide to enroll in the future , even tho no work credits?

A:
Thank you for contacting us with your questions. Unfortunately, this is something better directed at the State Department of Insurance in your state or at someone who offers Medicare products. Let us know if we may be of further assistance to you.
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Q:i am looking for insurance for my nephew, his wife, and twins arriving from israel. The father is a us citizen. The rest of the family are not but they do have visas

A:
Thank you for reaching out regarding you insurance needs. You would need to quote your nephew separate from the rest of the family, due to his differing citizenship. Depending on where they are traveling plans such as Diplomat America and Patriot America Plus would be available for him. You may get quotes for him as well as his family here. Keep in mind that all the plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions you may also call our office at (866) 467-8289.
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Q:Travelling from Pakistan to uk only.

A:
You may view and quote insurance plans here. Should you have specific questions you may also call our office at (866) 467-8289.
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Q:I'm an international student. I just got accepted at UCF (University of Central Florida) and I need a health insurance plan that is approved by the university. Please, send me an email with the information about the plan and the monthly cost. Thank you very much for your attention.

A:
Thank you for contacting Insubuy for your insurance needs. You may view the plan available for UCF by clicking the link below: University of Central Florida Insurance You may click on the quotes and purchase button and enter your information to see pricing. Should you have additional questions please let us know.
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Q:If i have to extend insurance period during my stay in US, is it possible? How can i do it?

A:
First you would want to make sure you are purchasing a plan that is extendable. Thereafter you will be able to extend the coverage of the plan by logging into the MyAccount section of the website with your certificate number and date of birth or you may also call our office at (866) 467-8289 to extend the coverage over the phone with one of our representatives.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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