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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:To buy insurance and get a quote, do I have to enter an address in the USA? I'm travelling from Gambia to Chile, Argentina and Falklands Islands. Please help!
Q:Are you offering any discounts to existing customers?
Q:I want to buy an insurance for my dependents (my wife and my 1 year old child) from 1march to 30 august. I'm an international student and have J1 visa. so my dependents have J2 visa. My program at Rice University, TX have some special criteria for the dependents insurance. One of the requirements is "medical evacuation in the amount of 50.000$". I checked and listed all of the alternatives from your website and would like to purchase one of them. Atlas essential america has a good offer and i want to purchase it. However, I confused with the medical evacuation issue. According to this offer, emergency medical evacuation is 500.000$. I wonder that if I purchase the insurance, will it appropriate to my University's requirements? While the University requirement says "in the amount of 50.000$", but the offer's says medical evacuation 500.000$. Actually I could not understand the amount. I would appreciate if you explain the medical evacuation amount and the differences of the amounts. Additionally, is that insurance cover the pregnancy?
Q:Hello. I had a question regarding the Insurance for H4 visa holder. Do you happen to provide insurance for same. We need coverage for 12 months and we are in N. Carolina. We can enroll in my employer coverage, However according companies policy I need to submit the request within 30 days of marriage and since i was in India so could not submit it. Hence I have asked this question. She is 27 no prior insurance in the U.S.
Q:I am an international student in the United states and I am looking to buy a health insurance. My university has some criteria that I need my health insurance to meet, I would like to know which plans I am eligible for. 1. My plan is provided by an insurance company based in the United States. 2. My plan provides unlimited lifetime maximums for what it will pay. 3. My policy pays for both emergency and non-emergency medical treatment, including laboratory services and prescriptions. (If you answer "no" to any part of the question, you must select "no".) 4. My policy provides coverage for inpatient and outpatient hospitalization. 5. My policy provides coverage for preventive and contraceptive care (preventive examinations, immunizations and screening tests). 6. My policy covers pre-existing conditions. 7. My policy covers mental health and substance abuse care (inpatient and outpatient) in the same manner as medical health care. 8. My policy covers rehabilitative and habilitative services and devices. 9. My policy provides coverage for maternity and newborn care in the same manner as any other medical health care service regardless of when I may become pregnant. 10. My annual deductible is $500 or less. 11. My plan provides coverage for the entire semester. 12. My plan provides unlimited medical evacuation and repatriation of remains. These are all the criteria, I would like to know which plans I could potentially buy.
Q:Hi, I am an international graduate student at the University of Texas Rio Grande Valley. I am looking to get an affordable health insurance plan covering from August 01, 2019 to December 31, 2019. Here is my university requirement for health insurance: Insurance Requirements: - Provides the Essential Minimum Benefits required by the PPACA with no annual limits. - Contains no exclusions for pre-existing conditions. - Covers 100% of Preventive Care as defined by the PPACA. - imposes a deductible that does not exceed $500 per year (this includes employer plans). - imposes no provisions for co-insurance that exceed 25% of the covered benefits per accident or illness. - Is underwritten by an insurance carrier that meets the requirement of 22 CFR 62.14(d)(1) or offered or underwritten by a federally qualified HMO or competitive Medical Plan as determined by the US Department of Health and Human Services. - Proof of Repatriation expenses in the amount of no less than $25,000. - Proof of expenses associated with the medical evacuation of the insured to the insured's home country of no less than $50,000. - Travel Plans will not be accepted - The insurance coverage must be in effect on or before 1/1/2019
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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