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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My father is in USA already. He has cad diagnosed a week back with no other prior medical condition before this diagnosis . He is on medical treatment for now . He is here until December here . Is there any plan for him to cover any sudden unexpected recurrence of this and also acute exacerbation of the condition for him which can cover these in case it happens again .
Q:I have two concerns regarding the Safe Travels USA Comprehensive plan which I am looking at primarily for the high coverage limit $25000 for acute onset of preexisting conditions: 1. Travel dates for the insured will be Oct 18 2016 inbound to USA- Jan 29 2017 arrival back home in India. But is there a 90 day limit on coverage through Safe Travels USA Comprehensive plan? 2. The Safe Travel USA brochure defines Acute Onset of a Pre-Existing Condition means a sudden and unexpected outbreak or recurrence of a Pre-Existing Condition which 1) occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration is rapidly progressive, and requires urgent and immediate medical care and 2) is a minimum of 48 hours after the Effective Date of the policy By that rationale does it mean that any acute onset of any symptoms that happens during the journey from India to the USA may be ineligible for coverage since they are occurring during the first 48 hours from the date of departure (i.e. effective date of policy)?
Q:J1/J2 medical insurance I am a postdoc in UT Health Science center at San Antonio with J1. My wife is J2. The Health Science Center's employee medical insurance plan does not meet the U.S. Department of State?s requirements for repatriation of remains and medical evacuation coverage. Consequently, J-1 employees participating in the employee medical insurance plan must purchase additional repatriation and medical evacuation coverage for the duration of their exchange visitor program in the U.S. I want to know how to only purchase additional repatriation and medical evacuation coverage.Thanks.
Q:J1 visitor insurance needed Dear, I will attend a visiting scholar program in WUSTL this September. In addition to a J-1 insurance, it is required for a confirmation which is completed by insurance provider. After I buy j-1 insurance in Inbound USA, could you do me favor to complete the confirmation form? Looking forward your reply.
Q:J2 insurance help My wife will visit Duke University in North Carolina for 1 year from June 15, 2016. She plan to by HTH as her medical insurance during she visiting Duke as HTH is recommended by Duke VISA service. I and my daughter will travel with her as J2. I am asking if I and my daughter can buy our medical insurance separately? If so, which plans are suggested for me and my daughter? Would you please show me the detail information of the plans?
Q:J1 Insurance Questions I just bought health insurance from you for my J1 visa but in the PDF I received from you says this: This insurance coverage, offered by Tokio Marine HCC through HCC Medical Insurance Services, does not meet the minimum standards required by the health care reform law Im a bit confused by this, does this mean the plan isnt enough for a J1 visa If so what do I need to do Thanks
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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