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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I work with the nonprofit organization in Nayarit Mexico. We host educational student exchange programs, and I'm wondering if you could send a quote for a group that will be visiting from the United States (everyone has U.S. passports except for one of the adults who has a Spanish passport): Program Dates: May 25 - June 4 Ages of Participants: (13 people total) two 14 year olds two 15 year olds three 16 year olds three 17 year olds one 18 year old one 43 year old one 41 year old Preferred Deductible: $100 USD Preferred Medical Maximum: $100,000 USD No Hazardous Activities Coverage They are in NY Please let me know if I can send any more information to help you determine the quote.

A:
There is a plan called Patriot International Group that will cover them for any new accidents or new illnesses that happen after the effective date while outside of the United States. We have emailed you a quote for the same. If you have any additional questions please contact our office.
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Q:Hello, I would like to understand the prices and policies for international students. I tried on the website but is not Working. Can you send me the options with monthly or quarter rates? I am an international student with F1 visa, 28 years old. Thank you

A:
Does your school have any specific requirements that need to be met? Also, we would need to know your country of citizenship, dates of coverage you are needing, as well as the state in which you reside in order to run quotes. There are usually multiple plans and plan options so we can send the plans you would be eligible for based on the above information once you respond.
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Q:Below is the Visitor plan quote that I am looking at now, please let me if it covers both traveling in the US and Canada. Thanks!

A:
Yes the Visitors Care Fixed coverage limited benefits plan will cover anywhere in the world outside the insureds home country including the U.S. and Canada.
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Q:My mother is visiting USA. From India. She is 75-80 Years with no condition. What policy should I buy with economy. Can I buy in advance to be effective later. I wanted to cover her for illness while in travel. Can I extend the policy if stay got extended.

A:
You can find all of the available plans on our website www.insubuy.com under visitor to USA. The plan we recommend if she is 80 is the Safe Travels USA Comprehensive I am not sure what you are asking when you say buy in advance to be effective later How much in advance are you looking to cover?
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Q:My mother is visiting USA. From India. She is 75-80 Years with no condition. What policy should I buy with economy. Can I buy in advance to be effective later. I wanted to cover her for illness while in travel. Can I extend the policy if stay got extended. Where can I find list of provider or hospital in my area 30004 Can I visit any doctor Do I have to pay full amount and file claim with you later Do the provider charge less contract amount?

A:
Thank you for contacting Insubuy for your insurance needs. You can find all of the available plans on our website www.insubuy.com under visitor to USA. The plan we recommend if she is 80 is the Safe Travels USA Comprehensive I am not sure what you are asking when you say buy in advance to be effective later. How much in advance are you looking to cover? She would be covered medically during travel if you include that day according to US EST. If you need additional assistance please feel free to contact our office. Also it would depends on the plan you choose. If you are referring to the recommended plan there is a link to search providers at the bottom. You are still able to go to any provider. Its up to the provider if you have to pay out of pocket or if they will bill directly. We do not know how much a provider will charge.
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Q:Am Indian citizen planning to buy Kailash Mansarovar insurance https://www.insubuy.com/kailash-mansarovar-yatra-travel-insurance/. Can I buy and incase of claim how do you settle claims? I am looking for diplomat international. With addition of athletic sports and hazardous activities.

A:
All claims are handled in the United States. For international plans the providers have the option to bill to the plan directly. If they directly bill the plan can arrange for payment to be made directly to the provider for the eligible claims. If you have to pay out of policies for the claim and file for reimbursement you can do that as well.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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