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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi Age 27 female From Venezuela Visiting USA during 2 months Pregnant 3 months She will return to Venezuela in 2 months Tourist visa. She entered USA with a valid visa . I need an insurance who can cover during 1 or 2 months Birth control (labs exam, ultrasound) Visits to the doctor in case of emergency Thank you
Q:I'm looking for any information that can help me with the process of moving. My family requires coverage for prescriptions and I'm wondering what your policies are for "pre-existing conditions".
Q: I'm a PhD student at the University of Cagliari (Italy). I will be soon in the University of California, Irvine (UCI) to work as Assistant Specialist for 12 months and I have already obtain the J-1 VISA. I would like to ask you something about the Atlas Exchange Insurance. I read the description of the coverage from your website and even if all the minimum Insurance requirements requested by UCI should be covered by this policy, I'm not totally sure about that related to pre-clinical conditions. Indeed, "Pre-existing conditions must be a covered benefit. The waiting period for benefit coverage cannot exceed 12 months. Please note: Policy's with coverage for only "Acute onset of pre-existing conditions" do not meet this requirement"; I think that both Atlas Exchange Insurance chose and essential cover this point, is it right?
Q:I am going to the US for a 1 year sabbatical at UMass Amherst. I am going with my wife and baby boy (8 months old) and need a health insurance that covers well baby care (pediatric routine appointment and standard immunization). Do you have a plan with such coverage? Country of citizenship Brazil. I will be going to the US under a J-1 visa and my wife and son under a J-2.
Q: I need to buy my health Insurance accordingly with Georgia State University requirements. In order to be assertive, I'd like to make sure that all requirements from the list is going to be covered. I chose some features: Policy 250, Co in. 100/0 and ded. 250. I liked the plan ExchangeGuard Essential, (I didn't find -IN- out patient, mental and nervous disorder.) And I am not sure about all the rest. Ok the list is here: International Students Both accident and sickness coverage Minimum benefit $250,000 per policy year Health insurance coverage must be in effect for entire semester Deductible does not exceed $500 per accident or illness, per year In-patient and outpatient, mental and nervous disorder benefits Prescription drug coverage Pay benefits worldwide Medical evacuation to one's home country and family reunification of not less than $50,000 Provision for repatriation of remains of not less than $25,000
Q:I am interested in the Diplomat America policy. My husband and I are US citizens, living in Sweden. We will travel to the USA in February 2018. We will return to Sweden in April 2018. We would like health insurance coverage for that time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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