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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:For a student attending university in the US, in case of a a tragic (car or other) accident, does the Beacon Insurance cover all hospital expenses/hospital room/surgery) etc up to the limit (minus the deductible)?Is there anything that wouldn't be covered in an example like this?

A:
Any medical insurance plan would pay secondary to any other payable insurance that is available. If there is car that would pay the medical insurance would only pay after the car insurance has satisfied its portion.
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Q:Hello,My mother gets dialysis twice a week in India. Is there an insurance plan that I can purchase that will cover her dialysis here in the US?

A:
There is not a plan that you could purchase for a visitor that would for pre-existing conditions, treatment, medications or maintenance related items. These would all have to be paid for out of pocket.
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Q:does your insurance accepted and meet requirements for travel to Costa Rica leaving Jan 9th 20201 returning 1/23/2021

A:
Thank you for contacting Insubuy. You may purchase the Safe Travels Voyager Plan. This plan does satisfy the requirements for Costa Rica. You may purchase this plan online or over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions, please let us know.
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Q:A friend of mine who is currently working in China plans to visit me here in USA..is travel health insurance required?..if it is, what is and how much coverage that she needs..say around for 2 months..

A:
Travel insurance is not required to visit the United States, but your friend is more than welcome to purchase a plan to better protect herself. You may view and quote the plans here. Should you have additional questions you may call our office at +1 (866) 467-8289.
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Q:Looks like there is no provision for airvac which is required for Providenciales.?

A:
Thank you for contacting Insubuy. We have numerous products that offer medical evacuation. You may call our office for addtiional assistance at +1 (866) 467-8289.
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Q:Am i eligible for a short term ( 1 Year) medical insurance? i am a permanent resident living in usa for 20 yrs. i am 55 yrs old and currently not covered by my husbands insurance and am finding it difficult to get insurance from this year since i am not a US citizen. Though i was covered by humana, aetna etc i have never been to the doctor. A reply would be helpful

A:
Thank you for contacting Insubuy for your insurance needs. If you are unable to obtain a domestic plan through the marketplace you may certainly have a short term plan if it is available in your state. The option we would have available to you in this case would be the National General Short Term Medical plan. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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