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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is a Physical (Check up) with a Primary Care Physician covered under the insurance? Moreover, what if the Doctor requests blood test and exams after seeing the individual are these covered?

A:
The insurance plans available on the market are designed to offer the coverage for new illnesses and injuries contracted after the effective date of the plan. They will exclude the coverage for pre-existing conditions, preventative and routine care. A routine examination is something that you will have to pay for from your pocket. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:I would be coming as f2,already pregnant to USA ,is there any insurance plan that I can opt for that offers delivery/pre-natal and post care.

A:
Unfortunately, that is something you will have to pay from your pocket. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Does insurance cover vision

A:
There is not vision coverage available in Travel Medical Insurance insurance. However, there are options for Visitors to the USA with the Careington Vision/Dental Discount Plan. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Can you extend your policy at any time before it expires?

A:
Hello You can extend your insurance at anytime before insurance expiration date through MyAccount You can also call us at +1(866)INSUBUY(467-8289) to assist you extend insurance through phone. Please let us know if you have any questions.
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Q:My 22 year old daughter will be an au pair in Spain for 5 months. She needs to have 0 deductible. Can you recommend a policy?

A:
Thank you for contacting Insubuy for your insurance needs. You may view and quote the applicable plans in the Travel Health Insurance section of our website. When purchasing the plan make sure to select a deductible of $0. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:Hi,I live in the state of New Jersey, where my employer currently pays for my health insurance. But my employment will terminate next month, and I will be without insurance until I get a new job. I read on your website that since NJ does not offer domestic health insurance, I will not be eligible for any short-term health insurance. Could you please confirm this? If yes, what are my options? Since I have my parents' travel insurance through InsuBuy multiple times, I would really appreciate your trusted expert opinion on this matter.Thank you!

A:
The plans that are available to you would depend on what type of visa you have and how long you've been in the US. If you can contact one of our agents so we can find you the plan to meet your requirements. You may contact us at 866-467-8289
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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