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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have to purchase medical evacuation and repatriation insurance for 2019-2020, as per LSU (and US government) requirement. I have been given a checklist with LSU requirements, which I am attaching with this email. I do hold medical insurance and am only after the medical evacuation and repatriation coverage. Could you please go over the checklist and confirm if your product covers everything LSU requires?

A:
The plan for the Medical evacuation and repatriation /medical-evacuation-and-repatriation-insurance/ does meet those requirements. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/evacuation-repatriation-lsu-37886/

Q:I am looking for full insurance coverage options for me and my spouse which include all kind of coverage including maternity for future I am on F1 Stem OPT and my spouse is On F2 Visa . Can you please suggest some good plans .

A:
You are eligible to purchase the plans in the OPT Insurance section of our website but these plan are not ACA compliant so if there is any tax penalty then you would be responsible. The Study USA plans include coverage for maternity. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/full-insurance-coverage-options-for-f1-stem-opt-and-f2-visa-with-maternity-coverage-89538/

Q:Study USA plan provide maternity coverage, and exchange Guard does not provide maternity coverage. That is only the differences between the two plans?

A:
There are other differences between these plans. The ExchangeGuard plans give several deductible and policy maximum options whereas the Study USA deductible's and coinsurance options are fixed depending on the level of coverage you choose. The Study USA plans will also provide coverage for a routine physical exam, and includes coverage for mental and nervous disorders.
{{currentOrigin}}/answers/international-student-health-insurance/differences-between-study-usa-and-exchange-guard-maternity-coverage-41748/

Q:Good day, please. Be informed that myself and family member (two adult and two children) are going to attend immigrant visa interview at USA embassy at Bangladesh on first week of November, so how I can provide insurance copy to US Embassy during interview, pls let me know the procedure, if I need buy how much I have to pay for (3 month /6 month ) plan, pls provide me details, Thanks

A:
Thank you for contacting Insubuy. You may use the link provided below to view the plans available for a New Immigrant. You must provide coverage for the entire length of your stay in the U.S. One of the more popular plan options in this section is the Patriot America Plus. You may purchase using the link provided or over the phone by contacting our office at +1 (866) INSUBUY.
{{currentOrigin}}/answers/new-immigrant-insurance/new-immigrant-coverage-for-family-31930/

Q:I am looking for information and coverage for Accidental Death and Dismemberment Insurance (AD&D). Can you please assist?

A:
We would be glad to advise. I have included links that go into detail about AD&D coverage and options: Accidental Death and Dismemberment (AD&D) Insurance AD&D Benefits You would need to fill out the paper application and then submit to info@insubuy.com for processing. Let us know if you have any further questions.
{{currentOrigin}}/answers/other-insurance/accidental-death-and-dismemberment-coverage-79740/

Q:We are looking for a health insurance for our son Nikolas, DOB 8 of July 2000, who is actually studying at the Louisiana State University Shreveport. We would need a health insurance who covers at least 500.000$ per incident, no co-insurance but possible deductible, good PPO network, especially in Shreveport, Louisiana, covers sport activities (especially soccer at University level), monthly payment possible (American Express?), coverage until finishing studies, nationwide coverage (he may change University), a dental plan, repatriation in case of need.

A:
Based on the information provided we would recommended the StudentSecure Elite Plan. This plan has a policy maximum of $500,000, and includes coverage for medical expenses associated with Intercollegiate sports up to $5,000. Please use the link provided to view the plan details and search for providers using the First Health PPO network. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/f1-visa-insurance/health-insurance-for-international-student-louisiana-state-university-requirements-14497/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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