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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Will we be reimbursed for our airline flight cost if we have to cancel due to a positive covid test?

A:
Benefits are plan specific. There are some plans that will cover a one way ticket back to your home country or where you are meant to be during your travel if your plan has trip delay benefits. If you have additional questions, please let us know.
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Q:does the explorer plan offer pre existing conditon waiver if criteria is met

A:
The Safe Travels Explorer plan does not offer a waiver for pre-existing conditions. If you have additional questions, please let us know.
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Q:My mother is 80 and plans to visit to stay with me for 60 days I want to make sure she has a good medical insurance while here.

A:
You can purchase Visitors insurance because of her age you have limited option but you will still find 3-4 plans.
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Q:I have stage 4 breast cancer. Spread to other organs. If I become ill because my treatment has lowered my immune system and I have caught something am I covered by insurance?

A:
All coverage would be determined at the time of the claim based on the medical reports or attending physician's report at the time of incident. New illnesses and new injuries that occur or manifest after the effective date can be covered under the plans. If whatever manifests or occurs is not caused by the pre-existing condition (Cancer), then most likely it would not be an issue. However, we are not medical doctors and cannot advise on specific related coverage based on diagnosis. If you have additional questions, please let us know.
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Q:What is the process to get a normal checkup done? Can we goto any medical centre or is there a list of centers based on location.

A:
This type of service is typically what you would get done within your home country. Visitor Insurance plans will exclude such coverage related to pre-existing conditions, preventative and routine care. If you are wanting to go for a check up while visiting a destination outside of your home country, you will have to pay out of pocket. Should you have additional questions you may call our office at +1 (866) 467-8289.
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Q:Can I buy travel insurance using my American advantage miles

A:
Unfortunately not, all travel medical insurance plans must be purchased in US Dollars. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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