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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My friend got diagnosed with HIV. Because he is an international student from China, he wonders whether he can buy health insurance so that he can cover parts of medicare expenses. Do you have any plans that are suitable for him? And what's the monthly fee of the insurance plan?Can international students buy health insurance? Will it cover the costs of HIV medicines?
Q:I need to buy Visitor Insurance for my guests for 6 months. Do the plans mentioned in the Insubuy cover OPD and Hospitalization as well? I need it for 5 months. Is there any deal or discount that I can make use of before buying the deal?
Q: Is there any good plan for J1+J2 (both > 25 ) which can meet the requirements of UC San Diego? You can find the requirements from the attached pdf document. Is any insurance that can be purchased by J2 separately?
Q:I'm looking for medical insurance for my 70 year old relative who will land in US on March 19th and leave on June 5th, 2016. She will not be travelling to any other country. She had open heart surgery in 2014 and takes medications since. She had cataract surgery in 2015 and takes eye drops. Please let me know, what plans would cover, if any of these conditions reoccur.
Q:I am looking for a travel insurance for my dad who is planning to visit me in the USA from India. My father (72yrs) has wet macular degeneration in both his eyes and was taking injections for the same. He is currently off the regular injections except once in a while if his doctor feels the need based on monthly OCT scans. His current doctor has advised him to do regular OCT scans to check if any issues arise that may require further injections to prevent the condition from getting any worse. One eye is beyond repair and current scans are only for the other eye. I am trying to figure out how I can continue his OCT scans while he is with us in the USA. Could you please let me know what kind of insurance I need to purchase and what kind of coverage he would get specifically for monthly OCT scan(one eye) (how much would he need to pay out of pocket) and in case he needs an injection in one eye (Accentrix / Lucentis) (how much would he need to pay out of pocket).
Q: What is the meaning of AD&D Beneficiary and AD&D Relationship?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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