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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I am from India, planning a visit to the US to meet my family members for a 10 day period. Am I eligible for this or should my family member in the US apply for me? I see there is need of a physical mailing address. Hence the doubt.

A:
Residence country address would be the address in India and the mailing address would be the address in the United States. You may proceed with the purchase. Should you have questions or need assistance you may call us at (866) 467-8289.
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Q:I am looking to get a medical insurance for my father while visiting us here in Texas. He has CHF, what are our options for medical insurance in case he have exacerbation?

A:
All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. You may view and quote the available plans here.
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Q:Can someone get temporary medical insurance If they have been here for over a yr, married to a US citizen and waiting for their green card? She is from the Philippines

A:
You may get a plan from the New Immigrant section of the website. Once she becomes eligible for a domestic plan she would no longer be eligible for these plans. For additional assistance please call (866) 467-8289
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Q:I am an US green card holder living in Washington state. I will be back to US from China on October 17, 2020. Before November first, 2020, I have no insurance coverage, and want to buy a temporary insurance. I saw a visitor insurance program for short term on your company website. Does this insurance apply to my case?

A:
We would recommend a plan called International Major Medical for your case. This plan is available for you until your domestic insurance will be begin. The plan will cover any new accidents and illnesses that occur after the effective date of the policy.
{{currentOrigin}}/answers/new-immigrant-health-insurance/greencard-holder-living-in-washington-state-no-insurance-83737/

Q:I am an US green card holder living in Washington state. I will be back to US from China on October 17, 2020. Before November first, 2020, I have no insurance coverage, and want to buy a temporary insurance. I saw a visitor insurance program for short term on your company website. Does this insurance apply to my case? I am looking forward to hearing from you.

A:
We would recommend a plan called International Major Medical for your case. This plan is available for you until your domestic insurance will be begin. The plan will cover any new accidents and illnesses that occur after the effective date of the policy.
{{currentOrigin}}/answers/new-immigrant-health-insurance/united-states-green-card-holder-in-washington-state-looking-to-buy-temporary-insurance-33153/

Q:Can insurance for only Covid be purchased?

A:
The plans that include coverage for COVID-19 are designed to cover it the same as any other new illness. The plans are designed to cover the new thing that manifest in the body after the effective date of the plan. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions please let us know. you may also call our office at (866) 467-8289. You may quote plans that include coverage for COVID-19 here.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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