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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My fiance and I want to have a family celebration in Chicago. That's where I'm from. He's from England. His father is late 60's and 5 years ago he had a heart attack. He hasn't had any issues since, and he's in good health. He's looked into coverage to go to the US in December, but he can only find very expensive coverage. Around 1,800! I want to know what sort of coverage sod you offer him and my soon to be mother-in-law (she's never had any medical problems)? My fiance and I live in Hong Kong, so I don't have insurance in the States that I can use or get info from. Please let me know what it would cost to cover both of them?
Q:The Navigator Student Plan is the only one that meets the coverage I need? Unlimited benefit per Policy Year The deductible does not exceed $75.00 per injury/illness $ 50,000 Minimum coverage for Evacuation Expenses to your home country if necessary $ 25,000 Minimum coverage for Repatriation of Remains to your home country in case of death.
Q:Can you please elaborate what does this mean 'policy not to have a waiting period for pre-existing conditions'?
Q:My name is Aresha and I just had a conversation with you a while ago regarding my medical insurance plan. Sir I need an insurance plan for a minimum of 1 year to fulfill my university requirement with minimum monthly installments. I have mentioned the universities basic requirements according to which I need the plan. Northwestern University insurance requirements To qualify for a waiver, supplied health insurance must, at a minimum, meet the following requirements: - Medical benefits of at least $100,000 per accident or illness - Coverage for repatriation of remains in the amount of $25,000 (does not apply to B1 visa holders) - $50,000 for expenses associated with medical evacuation - Deductible not to exceed $250 per accident or illness - Co-insurance provision can be no greater than 25% - Out-of-pocket expenses not to exceed $2,000 per year - Pre-existing conditions must be covered (no exclusions, no waiting period) - Mental health - Shall not unreasonably exclude coverage for perils inherent to the activities of the program in which the exchange visitor participates - Must include inpatient and outpatient coverage for both sickness and accident - Will cover at least 80% of usual and customary charges in the Chicago area - Shall provide benefits for prescription drugs, and pregnancy. Sir, I would be really obliged if I could receive the plan ASAP since I need to submit it to my University to get approval.
Q:My husband and I are going to the University of Florida next August as Research Scholars, for one year, each one with a J-1 visa. We are trying to buy insurance that complies with US government requirements for J-1 visa holders (medical benefits and repatriation). My husband is 69 years old while I am 67 years old. Could you give me information on plans that suit us both? I also would like some information regarding: 1. What is the monthly payment? Or we need to pay at once. 2. What are the benefits? (that is, what are we covered for?) . For instance, if I need to go to a doctor, how much the plan covers... and so on.
Q:I am a licensed agent with Primerica Financial Services and I have a question : I have a client who is nonresident and interested in purchasing a medical insurance for himself, wife and his 2 year old son. Can you provide me with some details on a global medical insurance .They presently live in Trinidad however his family reside in Florida and they visit very often.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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