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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an international student in USA with an F1 visa. I want to buy the "exchangeguard choice" insurance for my wife who has an F2 visa. But I, myself is not planning to buy the insurance for me. Can you please let me know if she, with an F2 visa is eligible to get the insurance if the F1 visa holder do not enroll in it.

A:
Thank you for contacting Insubuy for your insurance needs. Your wife as a F2 visa holder is able to purchase this insurance plan independently. You are not required to be enrolled into the ExchangeGuard Choice plan along with her. If you have any additional questions please contact our office.
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Q:I am an international student looking forward to buy a health insurance from your company. I think the Student Select Secure is the best one for me. Does insurance cover tests like Ultrasound and an outpatient procedure called Hymenectomy?

A:
If your university has not requirements for insurance you can purchase this plan. However, the StudentSecure Select plan will not cover any procedures that you are currently needing. So the Hymenectomy procedure or ultrasound would not be covered on this policy as there is a 6 month waiting period for pre-existing conditions consideration.
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Q:I need to purchase visitors medical insurance for my wife, who is a Thai citizen for her upcoming visit to the US. She will be visiting Myrtle Beach, South Carolina for 8 days. I am interested in the Safe Travels USA Cost Saver plan which is $500,000 coverage, no deductible option. But when I click on "Geographic Restrictions" and under "Additional Restrictions" it lists the United States as an excluded destination.

A:
She is eligible for that plan and it will cover a visitor to the United States. If you look at the Additional Restrictions it actually says the arctic region of the US as well as the arctic region of other countries. There is no exclusion in the continental US where South Carolina is located. If you have additional questions please feel free to contact our office.
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Q:Looking for International Medical coverage for pregnancy complications.

A:
There is a plan called Atlas International that you can purchase to cover pregnancy complications for the first 26 weeks of pregnancy. If you have any questions please feel free to contact our office.
{{currentOrigin}}/answers/travel-health-insurance/international-insurance-for-pregnancy-48601/

Q:I live in Germany still. I will be visiting USA for 3 weeks Dec - Jan. During the trip home, I will be taking a short trip (5 days) to Canada. What is my best option for insurance? I currently have German and EU health insurance only.

A:
With you needing international coverage as well as coverage in the United States we would recommend a plan called Patriot America Plus. This plan is designed to cover any new accidents and new illnesses that happen after the effective date of the policy. This plan will cover you while in the United States as well as Canada as the plan covers you anywhere outside of your home country. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/health-coverage-for-us-and-international-54103/

Q:Please suggest a travel insurance fixed plan for me travelling from India to USA on visitor visa.

A:
The available plans can be found on our website in the link below: Visitors To The USA The fixed plans are very basic, they will pay a fixed amount according to a schedule of benefits so if anything happens the majority of the cost will come from your pocket. Once you have entered the required information for the quote and clicked on get quotes you will see a small box at the top of each plan. Click on that box for several of the plans and then click on compare and it will line the plans up side by side so you can see what each plan offers. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/fixed-plan-visitors-insurance-22869/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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