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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello,I'm hoping to purchase travel insurance that will cover me in Costa Rica, but to get into the country, the policy needs to cover specific things. I'm having a hard time finding an insurance that would cover extended lodging or expenses needed for quarantine.Here's the exact wording: "National insurances meet all the requirements to have coverage of medical expenses for illness, including COVID-19, for a minimum amount of 20,000 and coverage for extended lodging expenses or quarantine, due to pandemic illness, for a minimum amount of 2,000."Do any of your policies cover this? Let me know. Thanks!

A:
We do povide insurance that can meet the requirements for Costa Rica. The plan is avaialble to U.S. citizens and residents. /safe-travels-voyager-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/travel-insurance-costa-rica-lodging-expenses-needed-quarantine-requirements-illness-medical-covid19-69254/

Q:My policy is taken through you from (Atlas America). I want to extend the same for about 45 more days. Can I reduce the coverage from 100,000 USD to 50,000 USD at a reduced premium?

A:
You can extend your policy for another 45 days. Keep in mind that you will pay for the additional days, plus the $5.00 extension fee. However, once a policy is active, you can not change the coverage levels, meaning the policy maximum and deductible. If you have additional questions, please let us know.
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Q:My mother is 74 years old a new green card holder and has arthritis (knee) and mild hypertension. She will be residing with us for good and will need insurance for 3 years before she is eligible for state health coverage plan. What would be a good interim health plan for her. She is in good health otherwise, no chronic disease.

A:
Thank you for contacting Insubuy for your insurance needs. If your mother is not eligible for any type of domestic insurance she may be eligible for a few plans such as the Bridge Plan or National General STM. We would need additional information in order to verify what would be the best possible option for her. Please call our office at +1 (866) 467-8289 and any of our licensed representatives will be able to assist you in finding adequate coverage. Keep in mind the plans that are available are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy and will exclude things such as pre-existing conditions, preventative and routine care.
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Q:If I purchase a Travel Insurance for 10 days that covers Covid-19 and I were to get sick with Covid-19 while on the trip and got stuck for longer than 10 days due to the illness am I covered past the 10 days as long as I got the Virus within my 10 days of coverage?

A:
That really depends upon the specific insurance plan you purchase. Please look at the benefit called "Benefit Period" in a given insurance plan to determine that. If you call our office and provide us with more details about your trip, we would be able to suggest you the plan that would have a good length benefit period.
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Q:Hi There - I am looking for short-term disability insurance options that covered powered paragliding activities. Can you help me identify options?Thank you,

A:
Thank you for contacting Insubuy. In order to better assist you we will need additional information to determine what type of plan would be available to you. Please fill the form listed here and someone will be in touch regarding a proposal. Should you have any questions you may call our office at +! (866) 467-8289
{{currentOrigin}}/answers/other-insurance/personal-disability-coverage-with-sports-coverage-78342/

Q:Is this expenditure incurred for travel medical insurance during the period of USA claimed for income tax exemption

A:
Thank you for contacting Insubuy for your insurance needs. These plans cannot be used for income tax exemption. Should you have additional questions please let us know.
{{currentOrigin}}/answers/travel-health-insurance/tax-exemption-with-visitor-medical-insurance-89111/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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