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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Due to the spread of covid-19 I can not return to my country at this point. I will stay longer in US. As my travel insurance has a no renewable policy I will have to purchase a new one. I understand that a travel medical insurance will be better as it covers covid-19 situation. Can you please tell me what insurance is best keeping in mind that I am already in US and will stay in US till traveling will be considered safer?

A:
You may purchase the Safe Travels USA Comprehensive insurance plan.
{{currentOrigin}}/answers/visitors-medical-insurance/safe-travels-covid-19-coverage-for-visitors-to-the-us-77212/

Q:I wanted to inquire if i can purchase an insurance plan for my parents visiting from India. They are already in the US, but we forgot to get them any insurance before travelling. They are healthy and do not need any medical help, but since Corona Virus is going around, I wanted to be sure they are covered for future of their stay. They arrived in the US on 24th Nov 2019 and will be leaving on 16-May-2020. Is there an insurance policy we could purchase? albeit even if it at a later date?

A:
Yes, you can purchase plans from the Visitors to the USA section. Please also read the Coronavirus Coverage in Visitor Insurance FAQ.
{{currentOrigin}}/answers/visitors-insurance-usa/purchasing-visitor-insurance-with-coronavirus-coverage-after-arrival-26618/

Q:My wife is visiting the USA. She is in the process of applying for her green card but the current trip is taking place under a tourist visa. As the flights back to China are cancelled due to corona virus, we expect that she will stay in USA on this trip until the green card is completed in approx 6 months. She is a HK passport holder that currently resides in Shenzhen China when not visiting the USA as a tourist. As she will eventually convert over to a green card, we are looking for insurance that would allow her to enjoy medical coverage in USA rather than a package that would cover the costs to return her to China for treatment if God forbid, there was a medical issue. Can you provide this type of coverage?

A:
There is no insurance plan that would cover the costs to send her to China for treatment.
{{currentOrigin}}/answers/new-immigrant-health-insurance/treatment-cost-for-destination-country-34953/

Q:Please confirm if your travel insurance covers coronavirus ?

A:
Please read Coronavirus and Travel Insurance FAQ for more information on the plans.
{{currentOrigin}}/answers/visitors-health-insurance/covid-19-coverage-in-visitors-insurance-to-the-usa-92203/

Q:I am looking to put insurance that includes Cancel for Any Reason for a trip to Peru the 12-27 of May 2020. I am 21 years old and a Utah resident. The first payment was made Nov. 30, 2019. Just the cheapest plan that includes CFAR is what I am looking for. It will be flight only and the trip totals under $750.

A:
As you made your initial trip deposit a long time ago, CFAR is not available to you.
{{currentOrigin}}/answers/vacation-insurance/cancel-for-any-reason-initial-deposit-requirements-53746/

Q:Is there anywhere in the policy that mentions there is no coronavirus exclusion? Thanks!

A:
Thank you for contacting Insubuy. In the policy certificate wording there is no exclusion for the coronavirus. Please view the plan certificate wording below. Please let us know if you have any additional questions or concerns. We also recommend reading over the Coronavirus Coverage in Visitors Insurance article. This situation is changing very fast. Therefore, before making any decisions based on this answer, make sure to confirm the most recent situation.
{{currentOrigin}}/answers/visitors-health-insurance/coronavirus-coverage-in-visitor-medical-insurance-76256/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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