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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, is the insurance refundable if the trip was cancelled?
Q:Can I just buy COVID-19 treatment coverage only? I'm traveling to the Philippines. I am 66 yrs old, departs April 8, return July 7. I'm from California
Q:I have visitor insurance. Where can i find in-network and out of network hospitals.
Q:My in-law and parents are of ages 77 , 79. What would be the best comprehensive coverage. Prexisitng for one parent includes low diabetes (controlled via medicine), BP (controlled via medicine).
Q:Is it possible to get the medical insurance on just email and without a plastic card mailed?
Q:Hello, I currently have an active travel insurance policy, and I am traveling in the United States. I am concerned that I may have Covid 19, and I am curious what expenses will be covered if this is the case? For example, a PCR test tomorrow will cost me 139. Is this only covered if i test positive? What happens if i do test positive? I am supposed to travel to Nicaragua on Tuesday, and if i am positive, then i will not be able to travel. I already paid 3100 CAD for an airbnb over the last 10 days, and so I will be forced to extend my accommodations beyond March 15th. If I can return to Nicaragua on March 15th I have free accommodations, so this is my biggest concern because accommodations in Austin, Texas are likely to be 200 USD/night to stay beyond my current flight ticket. Also, to purchase a new ticket, and then testing again to find out if i can fly. Will all of this be covered?Thank you in advance. Curtis
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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